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Transcribed straight from the companies' own annual reports - what came in on the left, what it was spent on and what survived as profit on the right.

RevolutFY2025

Revolut Group Holdings Ltd · year ended December 31, 2025

Fee income: £3,429mInterest income: £974.2mOther income: £112.4mFee expense: £767.2mInterest expense: £83.0mCredit losses - lending: £61.2mCredit losses - non-lending: £19.9mOther operating expenses: £66.7mAdministrative expenses: £1,804mTax: £408.6mNet profit: £1,305mTotal inflows£4,516mFee income£3,429mInterest income£974.2mOther income£112.4mFee expense£767.2mInterest expense£83.0mCredit losses - lending£61.2mCredit losses - non-lending£19.9mOther operating expenses£66.7mAdministrative expenses£1,804mTax£408.6mNet profit£1,305m
Income and profit keptCosts and tax
Show the figures as a table
Line itemDirectionAmount
Fee incomeIncome and profit kept£3,429m
Interest incomeIncome and profit kept£974.2m
Other incomeIncome and profit kept£112.4m
Total inflows£4,516m
Fee expenseCosts and tax£767.2m
Interest expenseCosts and tax£83.0m
Credit losses - lendingCosts and tax£61.2m
Credit losses - non-lendingCosts and tax£19.9m
Other operating expensesCosts and tax£66.7m
Administrative expensesCosts and tax£1,804m
TaxCosts and tax£408.6m
Net profitKept£1,305m

Source: Annual Report 2025 · Read the analysis: what fintechs spend most on

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