Neobanks

Neobank · 🇺🇸 United States

Payoneer

New York, USA · payoneer.com

67.8Sentiment /100 3.3

Payoneer enables freelancers, agencies, and businesses in 200+ countries to receive payments from global marketplaces and clients in multiple currencies.

✦ Sentiment OverviewUpdated every month · Aug 19, 2026

Payoneer maintains steady customer confidence at 3.8/5 across 227k ratings, though its NeoBase sentiment index softened to 67.8/100 (-3.3 week-over-week). Recent media coverage leans notably positive, centring on strategic expansion - an India innovation hub, stablecoin positioning, and AI-driven transformation - yet customer sentiment shows no corresponding lift, suggesting headlines have yet to translate into user-level perception shifts.

Sentiment index

our score · updated every month
67.8/100 -3.26 vs previous reading
025507510067.825 Jul1 Aug15 Aug

Ratings across platforms

3.8 · 227K · 3
Trustpilot
3.1
63K ratings · 79% positive
Google Play
4.1
159K ratings · 77% positive
10M+ installs
App Store
4.5
5.2K ratings · 87% positive
Measured August 17, 2026

Where Payoneer operates

19 markets
United States United Kingdom Germany France Spain Italy Netherlands Poland Australia Canada India Singapore Japan United Arab Emirates Mexico Brazil Nigeria Kenya South Africa

Rating distribution

All platforms
5
69% · 157K
4
9% · 20K
3
3% · 5.9K
2
2% · 5.6K
1
17% · 39K

Rating & review volume over time

Trustpilot · 3.1★Google Play · 4.1★App Store · 4.5★Review volume · 227K · +0.49%
12345226KJul '26Aug '26Aug '26

Brand sentiment trend

positive sentiment, by platform
Trustpilot · 79%Google Play · 77%App Store · 87%
90%82%74%Jul '26Aug '26Aug '26

Where Payoneer's money came from and went

FY2025

Payoneer Global Inc. · year ended December 31, 2025

Cost-to-income89.0%
Net margin7.0%
Biggest costSales and marketing22% of income
Biggest income lineRevenue100% of income
Revenue year on year+7.7%vs FY2024
Costs year on year+11.8%vs FY2024
Operating leverage-4.1 ppcosts outgrew revenue
Biggest cost moveGeneral and administrative+25%
Revenue: $1,053mTransaction costs: $165.2mOther operating expenses: $165.3mResearch and development: $155.4mSales and marketing: $235.2mGeneral and administrative: $141.4mDepreciation and amortisation: $65.6mNet financial expense: $9.1mTax: $42.4mNet profit: $73.2mTotal inflows$1,053mRevenue$1,053mTransaction costs$165.2mOther operating expenses$165.3mResearch and development$155.4mSales and marketing$235.2mGeneral and administrative$141.4mDepreciation and amortisation$65.6mNet financial expense$9.1mTax$42.4mNet profit$73.2m
Income and profit keptCosts and tax
Show the figures as a table
Line itemDirectionAmount
RevenueIncome and profit kept$1,053m
Total inflows$1,053m
Transaction costsCosts and tax$165.2m
Other operating expensesCosts and tax$165.3m
Research and developmentCosts and tax$155.4m
Sales and marketingCosts and tax$235.2m
General and administrativeCosts and tax$141.4m
Depreciation and amortisationCosts and tax$65.6m
Net financial expenseCosts and tax$9.1m
TaxCosts and tax$42.4m
Net profitKept$73.2m

Source: Form 10-K (SEC) · figures in millions, rounded · Compare with other fintechs

App screenshots

App Store
Payoneer app screenshot 1Payoneer app screenshot 2Payoneer app screenshot 3Payoneer app screenshot 4Payoneer app screenshot 5

In the media

brand coverage
www.forbes.com

Payoneer's CEO Bets The Stablecoin Race Is Won At The Last Mile

www.forbes.com · 3w ago

Payoneer CEO John Caplan says stablecoin rhetoric is running ahead of reality, and that converting tokens into local currency is where the...

www.webull.com

Revolut Stock Buzz Puts Remitly Toast And Payoneer In View

www.webull.com · 4w ago

Revolut is back in the spotlight after its CEO Nik Storonsky linked a large share award to an ambitious $500b valuation target.

ffnews.com

Payoneer Launches AI Innovation Hub in Gurugram to Fuel Global Fintech Transformation

ffnews.com · 2mo ago

Payoneer opens a strategic AI Innovation Hub in Gurugram, India, to accelerate global R&D and AI-native fintech solutions for cross-border...

www.aol.com

Payoneer Expands India Presence with New Gurugram Innovation Hub

www.aol.com · 2mo ago

Strategic investment positions India as both growth market and critical R&D center for AI- powered fintech transformation.

wimz.com

US-based fintech firm Payoneer opens tech hub in India, boosts hiring

wimz.com · 2mo ago

By Sai Ishwarbharath B July 13 (Reuters) - Nasdaq-listed fintech firm Payoneer Global plans to hire around 300 engineers by end of 2026 ​for...

About Payoneer

Payoneer was founded in 2005 and went public via SPAC in 2021. It is particularly popular among freelancers and remote workers who receive payments from international clients or marketplaces like Amazon, Upwork, Fiverr, and Airbnb. It offers multi-currency receiving accounts (USD, EUR, GBP, CAD, AUD, JPY, and more) and a Mastercard debit card.

Frequently asked questions

Is Payoneer a bank?

Payoneer is not a bank but a licensed payment institution. It holds money transmitter licences in the US and a payment institution licence in multiple countries. Funds are held in regulated accounts, though they may not be covered by deposit insurance schemes like FDIC or FSCS.

What currencies does Payoneer support?

Payoneer offers receiving accounts in USD, EUR, GBP, CAD, AUD, JPY, HKD, SGD, and MXN. You can receive local bank transfers from clients in these currencies without international wire fees.

Can I use Payoneer as my main account?

Payoneer is designed for receiving international business payments, not as a primary current account. It works best for freelancers and businesses that receive payments from clients or marketplaces abroad.

What are Payoneer's fees?

Payoneer charges a 2% fee when receiving funds from clients via payment request. Receiving from marketplaces may be free or lower. Annual card fee of $29.95 applies. Currency conversion costs 0.5% above mid-market rate.

Which marketplaces work with Payoneer?

Payoneer integrates with Amazon, Upwork, Fiverr, Airbnb, Getty Images, Wish, Lazada, Rakuten, and hundreds of other global platforms.

Compare Payoneer with similar neobanks

Ratings & sentiment aggregated from Trustpilot, Google Play and App Store - anonymised store metrics only, no individual reviews.

Spotted incorrect data on this page? Let us know.