PayPal is the world's leading digital payments platform, enabling online payments and money transfers for consumers and businesses in 200+ countries.
PayPal maintains strong customer satisfaction at 4.6/5 across major platforms with improving review sentiment, yet media optimism around potential acquisition by Stripe and Advent clashes with a declining sentiment index of 56.3 (-0.7). Takeover speculation dominates recent coverage, while underlying operational metrics receive less bullish attention, creating divergence between positive headline momentum and the marginal pullback in broader perception.
Sentiment index
our score · updated every monthRatings across platforms
★ 4.6 · 10.1M · 3Where PayPal operates
17 marketsRating distribution
All platformsRating & review volume over time
Brand sentiment trend
positive sentiment, by platformWhere PayPal's money came from and went
FY2025Show the figures as a table
| Line item | Direction | Amount |
|---|---|---|
| Net revenues | Income and profit kept | $33,172m |
| Net non-operating income | Income and profit kept | $227.0m |
| Total inflows | $33,399m | |
| Transaction expense | Costs and tax | $15,987m |
| Transaction and credit losses | Costs and tax | $1,720m |
| Customer support and operations | Costs and tax | $1,704m |
| Sales and marketing | Costs and tax | $2,283m |
| Technology and development | Costs and tax | $3,103m |
| General and administrative | Costs and tax | $1,979m |
| Restructuring and other | Costs and tax | $331.0m |
| Tax | Costs and tax | $1,059m |
| Net profit | Kept | $5,233m |
Source: Form 10-K (SEC) · figures in millions, rounded · Compare with other fintechs
App screenshots
App Store
In the media
brand coverageTalks to sell PayPal to Stripe and Advent are heating up
techcrunch.com · 3w ago
PayPal is still reportedly negotiating a potential sale to Stripe and private equity firm Advent, as the fintech firm's new CEO attempts to...
Stripe and Advent bid $60.50 a share for PayPal as talks advance, WSJ reports
www.investing.com · 3w ago
Investing.com - Stripe and private-equity firm Advent International proposed $60.50 per share for PayPal in July, valuing the payments giant...
Exclusive | PayPal in Talks to Sell Itself to Stripe, Private-Equity Firm Advent
www.wsj.com · 3w ago
The fintech startup and private-equity firm offered to buy the struggling payments company in July.
PayPal Grows Its Volume Every Year. Here's Why the Stock Doesn't Always Follow.
www.theglobeandmail.com · 3w ago
The company's total payment volume increased by 10% last quarter to $486 billion. Ongoing weakness at PayPal's most profitable segment,...
Jim Cramer Examines PayPal Holdings Performance Under Enrique Lores and M&A Speculation
finance.yahoo.com · 3w ago
On CNBC's Mad Money's August 3 episode, host Jim Cramer highlighted PayPal Holdings, Inc. (NASDAQ:PYPL) as one of the standout performers in...
Latest from social
LinkedIn & FacebookWhat people are saying
mentions on X, Reddit & FacebookIf you’re buying from a seller for the first time, please think twice before paying with PayPal F&F
About PayPal
PayPal was founded in 1998 and went public in 2002 before being acquired by eBay. It was spun off as an independent company in 2015. With over 400 million active accounts, PayPal processes billions of transactions annually. It owns Venmo (US P2P), Braintree (payments gateway), and Honey (deals/coupons).
Frequently asked questions
Is PayPal a bank?
PayPal is not a bank. It is a licensed money transmitter and electronic money institution. In Europe, PayPal holds an e-money licence from Luxembourg's CSSF. In the US, it holds state money transmitter licences.
What is the difference between PayPal and Venmo?
Venmo is PayPal's US-only P2P app popular for splitting bills with friends. PayPal itself is the global platform used for online shopping, international transfers, and business payments.
Does PayPal support cryptocurrency?
Yes. PayPal allows US customers to buy, sell, and hold Bitcoin, Ethereum, Litecoin, and Bitcoin Cash. It also launched its own stablecoin, PayPal USD (PYUSD), in 2023.
What fees does PayPal charge?
Personal transfers funded by PayPal balance or bank account are free within the same country. International transfers and credit/debit card payments incur fees typically ranging from 2.9%+fixed fee. Business transaction fees also apply.
Is PayPal available in my country?
PayPal operates in 200+ countries and supports 25 currencies. However, not all features (like crypto or BNPL) are available in every market.
Compare PayPal with similar neobanks
Ratings & sentiment aggregated from Trustpilot, Google Play and App Store - anonymised store metrics only, no individual reviews.
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