Wise (formerly TransferWise) is a global money transfer and multi-currency account platform, publicly listed on the London Stock Exchange.
Wise maintains exceptionally strong customer approval at 4.7/5 across 2.5m ratings with steady sentiment, while its NeoBase index climbs to 95.4/100 (+3.1). However, media narrative splits sharply - Canadian expansion progress contrasts with repeated U.S. regulatory rejections (OCC denial cited as primary driver of recent share decline), signalling divergence between user satisfaction and regulatory headwinds in key growth markets.
Sentiment index
our score · updated every monthRatings across platforms
★ 4.7 · 2.6M · 3Where Wise operates
43 marketsRating distribution
All platformsRating & review volume over time
Brand sentiment trend
positive sentiment, by platformApp screenshots
App Store
In the media
brand coverageU.K. fintech Wise launches chequing account-like product in Canada
thelogic.co · 1mo ago
The company, best known for its currency exchange and international money transfers, launched the no-fee product that replicates the...
Wise Suffers Setback In U.S. Expansion As Regulator Denies Bank License
www.forbes.com · 2mo ago
Fintech Wise's U.S. expansion plans hit a snag as regulators rejected its national trust bank application. The OCC cited "significant...
OCC denies Wise's US national trust bank charter application
www.fintechfutures.com · 2mo ago
OCC denies Wise's US national trust bank charter application. Wise says it has informed the OCC that it plans to submit a new application for a...
Wise tumbles after US declines national trust bank application
www.reuters.com · 2mo ago
London-listed shares of Wise , fell 10% on Friday after the money transfer group said its application to create a national trust bank in...
Wise Group Shares Drop After U.S. Regulator Denies License on Shortcomings
www.wsj.com · 2mo ago
London-listed shares in fintech company Wise Group fell after U.S. regulators denied its application for a national trust bank license,...
Latest from social
LinkedIn & FacebookWhat people are saying
mentions on X, Reddit & Facebook[REQ] ($90) -(#Taguig, NCR,Philippines), (Repay $110 on 10/25/26), (Wise/Paypal)
About Wise
Founded in 2011 by Taavet Hinrikus and Kristo Käärmann. Rebranded to Wise in 2021 and listed on LSE. Serves over 16 million customers processing over £10B monthly.
Frequently asked questions
Is Wise safe for large transfers?
Wise is FCA-regulated. Customer funds are held in segregated accounts at partner banks (Barclays, JPMorgan, Citi) — kept separate from Wise's own funds and protected even in the unlikely event of Wise's insolvency.
What are Wise's fees for international transfers?
Wise charges a transparent fee: a percentage component (typically 0.35–3% by currency) plus a small fixed fee. GBP→EUR is around 0.43%. The mid-market rate is used with no hidden spread — typically 3–8x cheaper than a traditional bank.
What is a Wise Account and how does multi-currency work?
A Wise Account lets you hold money in 50+ currencies with local account details (EUR IBAN, USD routing, GBP sort code). You can share these as your own bank details and receive local bank transfers at no extra charge.
Is Wise suitable for businesses?
Yes, Wise Business offers multi-currency accounts, batch payments via CSV, Xero/QuickBooks integrations and employee debit cards. No monthly fee — you pay only for outgoing transfers.
How long do Wise transfers take?
50%+ of transfers arrive within seconds (Faster Payments, SEPA Instant). Standard transfers take 1–2 business days. Exotic currencies may take up to 3 days depending on the pair and recipient bank.
Compare Wise with similar neobanks
Ratings & sentiment aggregated from Trustpilot, Google Play and App Store - anonymised store metrics only, no individual reviews.
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