Neobanks

Wise (formerly TransferWise) is a global money transfer and multi-currency account platform, publicly listed on the London Stock Exchange.

✦ Sentiment OverviewUpdated weekly · Jul 17, 2026

Wise maintains strong customer satisfaction (4.6/5 across 2.4M ratings) and dominates headlines with growth momentum—25% revenue expansion, 12M users, and reaffirmed guidance. However, sentiment softened week-over-week (-5.2 points to 65/100), suggesting media enthusiasm hasn't fully translated to sustained positive momentum. The divergence hints cautious investor appetite despite operational acceleration.

Sentiment index

our score · updated weekly
83.7/100
+18.87 vs last week
Reviews · 2,367,710 ratings95
News40
Mentions

Where Wise operates

43 markets
United Kingdom Germany France Spain Italy Portugal Netherlands Belgium Austria Sweden Norway Denmark Finland Ireland Poland Czechia Slovakia Hungary Romania Bulgaria Croatia Slovenia Greece Cyprus Luxembourg Malta Latvia Estonia Lithuania Switzerland United States Canada Australia New Zealand Singapore Japan India Hong Kong SAR China United Arab Emirates Brazil Mexico Argentina Chile

Ratings across platforms

4.6 avg · 2.4M ratings · 3 platforms
Trustpilot
4.3
294K ratings · 87% positive
Google Play
4.8
1.9M ratings · 96% positive
50M+ installs
App Store
4.8
166K ratings · 95% positive

Rating distribution

All platforms
5
88% · 2.1M
4
7% · 160K
3
1% · 32K
2
1% · 14K
1
3% · 69K

Company responsiveness

79%
Replies to reviews
~1 day
Typical reply time

In the media

brand coverage
kalkinemedia.com

Is Wise (LSE:WISE) the Fintech Name Leading the UK Growth Conversation?

kalkinemedia.com · 3d ago

Wise (LSE:WISE) draws growth attention as the cross-border payments fintech features among UK mid-cap financial services names watched on...

www.proactiveinvestors.co.uk

Wise keeps the money moving as growth stays on fast track

www.proactiveinvestors.co.uk · 4d ago

Wise Group PLC (LSE:WISE, NASDAQ:WSE) has kicked off its 2027 financial year with another strong quarter, as more customers turned to the...

m.uk.investing.com

Wise reiterates full-year guidance after 25% revenue growth in fiscal Q1

m.uk.investing.com · 4d ago

Investing.com -- Wise PLC reported a 25% rise in net revenue for its fiscal first quarter on Friday, as cross-border volumes and customer...

www.independent.co.uk

Wise sales jump by a quarter as customers numbers lift to nearly 12 million

www.independent.co.uk · 4d ago

The money transfer and payments firm posted net revenues up 25% to 714 million US dollars (£530 million) in its first quarter.

www.americanbanker.com

Wise cashes in on cross-border payments' big moment

www.americanbanker.com · 2w ago

Wise grew its net revenue 19% year over year to $2.5 billion in its fiscal 2026,thanks to increased deposits, cross-border volume and...

Latest from social

LinkedIn & Facebook
WiseLinkedIn· 5d ago · Jul 15, 2026

From Estonia to the world. 🇪🇪 ✈️ We recently launched the limited-edition Wise x Kalev co-branded debit card in Estonia — celebrating with a massive turnout at Kalev's 125th-anniversary Gymnastics Festival in Tallinn and capturing headlines on ERR Sport 🎉 Inspired by the colours of the Estonian flag, this partnership with Kalev — one of Estonia's oldest and most iconic sports organisations, marks a proud milestone. While Wise is a global company, our roots are Estonian, and this collaboration celebrates that shared heritage, sport, and cultural pride. Lars Trunin, Wise's head of international expansion, said: "Just as Estonian athletes take the blue, black and white to major world competitions, Wise has also grown from Estonia into a global company.” “We help nearly 19 million people and companies move money across borders and save customers billions of euros on hidden fees every year so it seemed natural to create Estonia's first blue, black and white Wise debit card in collaboration with Kalev for people whose daily lives extend from Estonia to the world.” The Wise card is a reliable, convenient way to spend worldwide. Missed the festival but still want to rep the colours? Customers in Estonia can still get their hands on this piece of local history : - New to Wise or want the physical card? Order it in your Wise app for 7 EUR.  - Existing user? Get the new card design in-app for 4 EUR.  - Prefer digital? Keep an eye out, the digital-only version of this design is coming soon. Head over to your Wise app today to secure your limited-edition Kalev card 🚀

164💬 08

What people are saying

Sample
Priya Nair@priyanairX· 3d ago

Mixed feelings on Wise lately — love the product, but the latest update changed a flow I relied on.

Léa Dubois@laduboisX· 1w ago

If you're comparing neobanks in 2026, Wise keeps coming up in every conversation I have.

Sam OkoroFacebook· 2w ago

Anyone else having issues with Wise verification today? Been stuck for hours 😤

Léa Dubois@laduboisX· 2w ago

Mixed feelings on Wise lately — love the product, but the latest update changed a flow I relied on.

Sam Okoro@samokoroX· 3w ago

Anyone else having issues with Wise verification today? Been stuck for hours 😤

Company

Founded2011
HeadquartersLondon, United Kingdom
OwnershipPublic (LSE: WISE)
Available in43 markets

About Wise

Founded in 2011 by Taavet Hinrikus and Kristo Käärmann. Rebranded to Wise in 2021 and listed on LSE. Serves over 16 million customers processing over £10B monthly.

Frequently asked questions

Is Wise safe for large transfers?

Wise is FCA-regulated. Customer funds are held in segregated accounts at partner banks (Barclays, JPMorgan, Citi) — kept separate from Wise's own funds and protected even in the unlikely event of Wise's insolvency.

What are Wise's fees for international transfers?

Wise charges a transparent fee: a percentage component (typically 0.35–3% by currency) plus a small fixed fee. GBP→EUR is around 0.43%. The mid-market rate is used with no hidden spread — typically 3–8x cheaper than a traditional bank.

What is a Wise Account and how does multi-currency work?

A Wise Account lets you hold money in 50+ currencies with local account details (EUR IBAN, USD routing, GBP sort code). You can share these as your own bank details and receive local bank transfers at no extra charge.

Is Wise suitable for businesses?

Yes, Wise Business offers multi-currency accounts, batch payments via CSV, Xero/QuickBooks integrations and employee debit cards. No monthly fee — you pay only for outgoing transfers.

How long do Wise transfers take?

50%+ of transfers arrive within seconds (Faster Payments, SEPA Instant). Standard transfers take 1–2 business days. Exotic currencies may take up to 3 days depending on the pair and recipient bank.

Ratings & sentiment aggregated from Trustpilot, Google Play and App Store — anonymised store metrics only, no individual reviews.