Neobanks

Revolut is a global financial super-app offering currency exchange, cryptocurrency trading, stock investments, and everyday banking services.

✦ Sentiment OverviewUpdated every month · Aug 19, 2026

Revolut sustains strong customer backing at 4.7/5 across millions of ratings, with sentiment index holding firm at 94.9/100 (+0.3). Recent leadership departure in digital assets and WeWork access reductions generate negative headlines, yet these service adjustments haven't dented review stability. Media coverage reveals underlying strategic pivots - airport lounges replacing workspace perks - rather than fundamental credibility erosion.

Sentiment index

our score · updated every month
94.9/100 +0.28 vs previous reading
025507510094.925 Jul1 Aug15 Aug

Ratings across platforms

4.7 · 4.6M · 3
Trustpilot
4.7
458K ratings · 89% positive
Google Play
4.7
4.1M ratings · 94% positive
50M+ installs
App Store
4.7
72K ratings · 94% positive
Measured September 11, 2026

Where Revolut operates

40 markets
United Kingdom Germany France Spain Italy Portugal Netherlands Belgium Austria Sweden Norway Denmark Finland Ireland Poland Czechia Slovakia Hungary Romania Bulgaria Croatia Slovenia Greece Cyprus Luxembourg Malta Latvia Estonia Lithuania Switzerland United States Australia Singapore Japan India Hong Kong United Arab Emirates Canada Mexico Brazil

Rating distribution

All platforms
5
86% · 4.0M
4
8% · 349K
3
1% · 56K
2
1% · 28K
1
4% · 204K

Rating & review volume over time

Trustpilot · 4.7★Google Play · 4.6★App Store · 4.8★Review volume · 5.6M · +2.0%
123455.5MJul '26Aug '26Aug '26Sep '26

Brand sentiment trend

positive sentiment, by platform
Trustpilot · 89%Google Play · 91%App Store · 96%
100%93%86%Jul '26Aug '26Aug '26Sep '26

Where Revolut's money came from and went

FY2025

Revolut Group Holdings Ltd · year ended December 31, 2025

Cost-to-income62.1%
Net margin28.9%
Biggest costAdministrative expenses40% of income
Biggest income lineFee income76% of income
Revenue year on year+46.1%vs FY2024
Costs year on year+40.0%vs FY2024
Operating leverage+6.1 pprevenue outgrew costs
Biggest cost moveAdministrative expenses+29%
Fee income: £3,429mInterest income: £974.2mOther income: £112.4mFee expense: £767.2mInterest expense: £83.0mCredit losses - lending: £61.2mCredit losses - non-lending: £19.9mOther operating expenses: £66.7mAdministrative expenses: £1,804mTax: £408.6mNet profit: £1,305mTotal inflows£4,516mFee income£3,429mInterest income£974.2mOther income£112.4mFee expense£767.2mInterest expense£83.0mCredit losses - lending£61.2mCredit losses - non-lending£19.9mOther operating expenses£66.7mAdministrative expenses£1,804mTax£408.6mNet profit£1,305m
Income and profit keptCosts and tax
Show the figures as a table
Line itemDirectionAmount
Fee incomeIncome and profit kept£3,429m
Interest incomeIncome and profit kept£974.2m
Other incomeIncome and profit kept£112.4m
Total inflows£4,516m
Fee expenseCosts and tax£767.2m
Interest expenseCosts and tax£83.0m
Credit losses - lendingCosts and tax£61.2m
Credit losses - non-lendingCosts and tax£19.9m
Other operating expensesCosts and tax£66.7m
Administrative expensesCosts and tax£1,804m
TaxCosts and tax£408.6m
Net profitKept£1,305m

Source: Annual Report 2025 · figures in millions, rounded · Compare with other fintechs

App screenshots

App Store
Revolut app screenshot 1Revolut app screenshot 2Revolut app screenshot 3Revolut app screenshot 4Revolut app screenshot 5Revolut app screenshot 6

In the media

brand coverage
www.fintechfutures.com

Revolut Digital Assets Europe CEO Costas Michael steps down

www.fintechfutures.com · 4w ago

Costas Michael steps down after leading Revolut Digital Assets Europe as founding CEO since 2022 - find out more about the leadership...

www.siliconrepublic.com

Revolut bets on airport lounges as some premium WeWork perks cut

www.siliconrepublic.com · 4w ago

Revolut's first airport lounge was unveiled as reports surfaced of cuts to its WeWork perk, signalling a shift toward company-owned premium...

fintechmagazine.com

Revolut Makes Fintech Physical with European Airport Lounges

fintechmagazine.com · 4w ago

Revolut is targeting key European hubs for a new lounge network, starting in Copenhagen and supporting its rapid growth across the Nordic...

www.ft.com

Revolut cuts back WeWork access for premium customers after price rises

www.ft.com · 4w ago

Revolut's highest-paying subscribers have lost access to a host of WeWork offices without warning after Europe's biggest fintech balked at...

gfmag.com

American Banks Left the Door Open. European Fintechs Are Walking In.

gfmag.com · 1mo ago

As European fintechs target U.S. expansion, the new battleground for U.S. banking will be about who owns relationships, not balance sheets.

Editorial opinion

My first multi-currency card, and for years the only one I travelled with

Revolut was my first multi-currency card. I opened it years ago before a trip abroad, at a point when there was no other sensible option, and for a long time that is exactly what it stayed: the card I packed for travel and paid with whenever the amount was not in my own currency.

It was never my everyday card and I never tried to make it one. Outside of trips I reached for it in one situation - one-off payments online, where I did not want to hand my bank card details to a shop I was using once. A narrow job, and it did that job.

Revolut has changed beyond recognition since then and keeps moving towards being a full bank, with a product range that has little to do with a card you take on holiday. My rating covers what I know from my own wallet: a multi-currency card that did precisely what I got it for.

Mateusz Rzetecki
Mateusz Rzetecki
Author, NeoBase.co · Travel card, for years
4.8
August 19, 2026

A personal account from NeoBase's author, written as a customer of the brand. It is kept separate from the NeoBase score above, which is computed from public ratings and coverage.

About Revolut

Founded in 2015 by Nikolay Storonsky and Vlad Yatsenko, Revolut started as a prepaid travel card with competitive exchange rates. It has since grown into one of the world's most valuable fintech companies, serving over 45 million customers across 38 countries. In 2024, Revolut received its long-awaited UK banking licence from the Prudential Regulation Authority.

Frequently asked questions

What are Revolut's currency exchange limits?

On the Standard plan, Revolut offers fee-free exchange at the interbank rate up to £1,000/€1,000 per month. Above the limit a 0.5% markup applies. At weekends there is an additional 1% on exotic currencies. Plus, Premium and Metal plans offer higher or unlimited fee-free exchange.

How much does a Revolut Premium plan cost?

Revolut offers: Standard (free), Plus (~£2.99/€3.99/mo), Premium (~£6.99/€8.99/mo) and Metal (~£12.99/€15.99/mo). Metal includes 1% cashback, unlimited fee-free exchange, priority support and a metal card.

Does Revolut work in the USA?

Yes, Revolut USA has operated since 2020, holding Money Transmitter Licences in most US states. Functionality differs slightly from the European version. The main US expansion is planned after stabilising European operations.

Can I buy stocks and crypto through Revolut?

Yes — Revolut offers stock trading (1,000+ NYSE/NASDAQ companies) via Revolut Securities and 100+ cryptocurrencies. Crypto is available in most EU countries; stocks in selected markets including the UK and most of the EU.

Compare Revolut with similar neobanks

Ratings & sentiment aggregated from Trustpilot, Google Play and App Store - anonymised store metrics only, no individual reviews.

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