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Analysis of neobanks, crypto exchanges and EU fintech regulation.
Best fintech cashback 2026 - where you get money back on purchases
September 30, 2026
Six fintechs with cashback available in Poland: shop offers of up to 35%, a flat rate on payments and cashback on purchases outside Europe. Terms from the brands' own pages, with a separate winner for each use.
Best online currency exchange 2026 - where to exchange money
September 30, 2026
Six accounts with currency exchange available in Poland, scored on the cost of a whole month, limits and user ratings - with a separate winner for small, medium and large amounts. Conversion rates: from 0.10% to 4.49%.
How to check a fintech is licensed, in five minutes
September 9, 2026
Before moving money into an app you have not used before, one check answers most of what matters: is this firm allowed to do this at all, and who stands behind your balance if it fails.
How much does it cost to withdraw money abroad?
August 20, 2026
Withdrawing cash abroad is priced two ways: a flat fee per withdrawal, or a percentage of everything above a free monthly allowance. Here is what each account states on its own fee page.
How are mobile banks disrupting traditional banking?
August 2, 2026
Mobile banks took the branch out of the middle of the relationship and rebuilt the account around an app. Here is what changed in fees, account opening, everyday money management and cross-border use - and how traditional banks have responded.
What fintechs actually spend their money on
July 26, 2026
Fourteen neobanks, payment firms and exchanges publish a real profit and loss account. Read side by side, they show four completely different businesses hiding behind the same word.
The app-store rating barely separates one neobank from another
July 21, 2026
Comdirect scores 1.30 on Trustpilot and 4.46 in the app stores. Across 50 neobanks with 100+ reviews on each side, the app-store score moves by a third of a star while Trustpilot spans the whole scale.
Where Europe's crypto exchanges are actually licensed
July 21, 2026
Germany holds one in five MiCA authorisations and licenses none of the 72 consumer exchanges we track. What the register shows once you match it against the brands people actually use.