Does Gemini have a MiCA licence?
✓ Authorised · MiCA CASPYes. Gemini (legal entity Gemini Intergalactic EU Ltd) holds a MiCA crypto-asset service provider (CASP) authorisation — regulated by Malta Financial Services Authority (MFSA) in Malta, listed in the official ESMA register. Through MiCA passporting it may legally serve clients across the EU/EEA (30 countries).
Licensed crypto services (7)
Where you can use Gemini · EU/EEA passporting (30)
A MiCA authorisation passports across the whole EU/EEA, so Gemini may legally serve clients in:
Gemini occupies a mixed perception zone: customer ratings hover at 3.3/5, yet sentiment indices surged to 79/100 (+9.3 week-over-week), driven by regulatory relief and product expansion into stocks and AI trading. Media coverage tilts positive on innovation and compliance wins, though equity-market signals diverge sharply—GEMI stock drops persist despite headline momentum. The gap suggests analyst skepticism outpacing user and regulatory optimism.
Sentiment index
our score · updated weeklyRatings across platforms
★ 3.3 avg · 166K ratings · 3 platformsRating distribution
All platformsCompany responsiveness
In the media
brand coveragestocktwits.com · 4d ago
The launch expands Gemini's strategy beyond cryptocurrencies, putting it in direct competition with Coinbase, Kraken and Cash App in...
Gemini Expands Into 0% Commission Stock Trading With Apex Infrastructure
finance.yahoo.com · 5d ago
In a major product expansion, crypto exchange Gemini has entered stock trading, marking one of its biggest moves beyond digital assets.
GEMI Stock Falls After Winklevoss’ Crypto Exchange Joins Coinbase, Kraken In Stock Trading Push
es.tradingview.com · 1w ago
Gemini (GEMI) shares dropped in morning trade on Tuesday after the company announced the launch of commission-free stock trading for U.S....
Gemini Launches AI-Powered Agentic Trading on Its Exchange
coinmarketcap.com · 2w ago
The tool is designed to allow AI to monitor markets, place orders, and manage risk based on predefined strategies set by the user. Gemini...
US regulator moves to withdraw judgment against Winklevoss' crypto exchange
www.reuters.com · 1mo ago
The U.S. Commodity Futures Trading Commission asked a judge on Wednesday to vacate a court order that had included a $5 million penalty...
Latest from social
SampleNew in the Gemini app: a faster, cleaner way to manage your money. Update to the latest version to try it.
Transparency matters. Here's how Gemini keeps your money safe and your fees clear.
New in the Gemini app: a faster, cleaner way to manage your money. Update to the latest version to try it.
Travelling this summer? Spend abroad with no hidden fees and real exchange rates.
What people are saying
SampleIf you're comparing neobanks in 2026, Gemini keeps coming up in every conversation I have.
Gemini raising rates again? Curious how this compares to the competition right now.
Great thread on how Gemini is rethinking cross-border payments. Worth a read for anyone in fintech.
Been using Gemini for 6 months now — the app just works. Transfers land instantly and support actually replies.
Mixed feelings on Gemini lately — love the product, but the latest update changed a flow I relied on.
Company
Frequently asked questions
Does Gemini have a MiCA licence?
Yes. Gemini (legal entity Gemini Intergalactic EU Ltd) holds a MiCA crypto-asset service provider (CASP) authorisation, regulated by Malta Financial Services Authority (MFSA) in Malta and listed in the official ESMA register.
Who regulates Gemini in the EU?
Gemini's EU activity is authorised and supervised by Malta Financial Services Authority (MFSA), its home national competent authority under MiCA.
Which crypto services is Gemini licensed for?
Under MiCA, Gemini is authorised for: Custody & administration of crypto-assets, Exchange of crypto-assets for funds, Exchange of crypto-assets for other crypto-assets, Execution of orders on behalf of clients, Placing of crypto-assets, Reception & transmission of orders, Transfer services for crypto-assets.
In which countries can I legally use Gemini?
A MiCA authorisation passports across the whole EU/EEA, so Gemini may legally serve clients in all 30 EU/EEA member states.
Is Gemini in the ESMA register?
Yes. Gemini Intergalactic EU Ltd appears in ESMA's official register of authorised MiCA crypto-asset service providers, recorded under Malta Financial Services Authority (MFSA).
Is a MiCA licence the same as a CASP licence?
Yes. MiCA (MiCAR) is the EU regulation; a CASP (crypto-asset service provider) is a firm it licenses. "MiCA register", "CASP register" and "ESMA register" all refer to the same official list.
What sets Gemini apart from other US exchanges?
Gemini is the only major exchange holding a Trust Company charter from New York State (NYDFS), giving customers bank-level legal protection. The platform holds a SOC 2 Type 2 certification and is audited by Deloitte — the highest compliance standards in the crypto industry.
What are the fees on Gemini?
Gemini ActiveTrader: 0.20% taker / 0.10% maker for volume under $500,000/month. The basic consumer app charges a higher convenience fee (~0.5–3.49%). Users should use ActiveTrader for lower costs. Gemini Earn (staking) charges no additional fees.
Does Gemini offer a crypto credit card?
Yes, the Gemini Credit Card (Mastercard) offers cashback rewards in crypto (up to 3% in BTC or ETH) with no annual fee. Cashback is credited directly to your Gemini account. The card is available exclusively to US customers.
How many cryptocurrencies does Gemini list?
Gemini lists 70+ cryptocurrencies — deliberately fewer than Binance. Every token goes through a rigorous listing and legal review process. This makes Gemini the choice for investors who value compliance and asset quality over breadth of selection.
Is Gemini available outside the US?
Gemini is available in 60+ countries including the UK (FCA-licensed), Australia, Singapore and parts of the EU. Poland is not officially supported — Polish users may attempt to register but local support is limited.
Ratings & sentiment aggregated from Trustpilot, Google Play and App Store — anonymised store metrics only, no individual reviews.