Strike is a Bitcoin financial platform for buying, selling, sending, saving, and borrowing bitcoin with low fees and Lightning Network support.
Does Strike have a MiCA licence?
✓ Authorised · MiCA CASPYes. Strike (legal entity Zap (Strike) Europe Limited) holds a MiCA crypto-asset service provider (CASP) authorisation — regulated by Malta Financial Services Authority (MFSA) in Malta, listed in the official ESMA register. Through MiCA passporting it may legally serve clients across the EU/EEA (30 countries).
Licensed crypto services (4)
Where you can use Strike · EU/EEA passporting (30)
A MiCA authorisation passports across the whole EU/EEA, so Strike may legally serve clients in:
Strike is still building its public rating profile. Recent media coverage leans critical, led by "Strike outage briefly disrupts payments for some users".
In the media
SampleStrike outage briefly disrupts payments for some users
The Verge · 1d ago
A short-lived technical issue affected a subset of Strike customers; the company said service was restored and funds were unaffected.
Strike launches new premium plan and rewards
Finextra · 2w ago
Strike unveiled an updated subscription tier, adding perks aimed at frequent travellers and higher-balance customers.
Regulators scrutinise Strike over compliance controls
TechCrunch · 3w ago
Authorities are reviewing Strike's anti-fraud and onboarding processes, part of broader oversight of fast-growing digital banks.
Strike expands into new markets with local licences
Sifted · 4w ago
The fintech confirmed it has secured regulatory approval to operate in additional countries, deepening its European and global footprint.
Strike partners on new payments feature
The Verge · 4w ago
Strike announced a partnership to broaden its payments capabilities, as competition among neobanks intensifies.
Latest from social
SampleWe're hiring across engineering, product and risk. Come build the future of finance with Strike.
We're hiring across engineering, product and risk. Come build the future of finance with Strike.
Behind every feature is a team obsessed with the details. A look at how Strike ships.
Proud to share that Strike has been recognised for product innovation this year. This is just the beginning.
What people are saying
SampleStrike's customer service left me hanging on a frozen account. Not a great look.
Anyone else having issues with Strike verification today? Been stuck for hours 😤
Mixed feelings on Strike lately — love the product, but the latest update changed a flow I relied on.
Mixed feelings on Strike lately — love the product, but the latest update changed a flow I relied on.
Great thread on how Strike is rethinking cross-border payments. Worth a read for anyone in fintech.
Company
About Strike
Strike is an all-in-one Bitcoin platform that lets users buy, spend, save, and borrow, with a focus on ultra-low fees and Lightning Network payments. It offers features such as Lightning addresses, cash transfers over Lightning, and global money transfers using local payment methods. The company states that all bitcoin balances are backed 1:1 and are not lent out.
Frequently asked questions
Does Strike have a MiCA licence?
Yes. Strike (legal entity Zap (Strike) Europe Limited) holds a MiCA crypto-asset service provider (CASP) authorisation, regulated by Malta Financial Services Authority (MFSA) in Malta and listed in the official ESMA register.
Who regulates Strike in the EU?
Strike's EU activity is authorised and supervised by Malta Financial Services Authority (MFSA), its home national competent authority under MiCA.
Which crypto services is Strike licensed for?
Under MiCA, Strike is authorised for: Custody & administration of crypto-assets, Exchange of crypto-assets for funds, Execution of orders on behalf of clients, Transfer services for crypto-assets.
In which countries can I legally use Strike?
A MiCA authorisation passports across the whole EU/EEA, so Strike may legally serve clients in all 30 EU/EEA member states.
Is Strike in the ESMA register?
Yes. Zap (Strike) Europe Limited appears in ESMA's official register of authorised MiCA crypto-asset service providers, recorded under Malta Financial Services Authority (MFSA).
Is a MiCA licence the same as a CASP licence?
Yes. MiCA (MiCAR) is the EU regulation; a CASP (crypto-asset service provider) is a firm it licenses. "MiCA register", "CASP register" and "ESMA register" all refer to the same official list.
Ratings & sentiment aggregated from Trustpilot, Google Play and App Store — anonymised store metrics only, no individual reviews.