Coinbase is an American cryptocurrency exchange founded in 2012, the largest US-based crypto exchange and listed on NASDAQ (COIN).
Does Coinbase have a MiCA licence?
✓ Authorised · MiCA CASPYes. Coinbase (legal entity Coinbase Luxembourg S.A.) holds a MiCA crypto-asset service provider (CASP) authorisation — regulated by Commission de Surveillance du Secteur Financier (CSSF) in Luxembourg, listed in the official ESMA register. Through MiCA passporting it may legally serve clients across the EU/EEA (30 countries).
Licensed crypto services (7)
Where you can use Coinbase · EU/EEA passporting (30)
A MiCA authorisation passports across the whole EU/EEA, so Coinbase may legally serve clients in:
Coinbase maintains solid customer satisfaction (4.2/5 across nearly 950k ratings) despite a notable sentiment decline: the NeoBase index dropped 7.3 points to 66/100 week-over-week. Recent headlines reveal a split narrative—regulatory wins and strategic partnerships (SEC dismissal, stablecoin alliance) are offset by competitive pressure from traditional finance (Morgan Stanley's crypto offering). Customer sentiment remains materially stronger than media coverage, which increasingly emphasizes margin compression and market-share threats.
Sentiment index
our score · updated weeklyRatings across platforms
★ 4.2 avg · 949K ratings · 2 platformsRating distribution
Trustpilot · Google PlayCompany responsiveness
In the media
brand coverageCoinbase SEC lawsuit dismissal marks regulatory shift in US crypto landscape
cryptobriefing.com · 4d ago
Coinbase CEO Brian Armstrong recently reflected on the company's legal victory against the U.S. Securities and Exchange Commission (SEC),...
Trump Meets With Senators in Last Push for Clarity Act. Why It Matters for Coinbase.
www.barrons.com · 4d ago
Coinbase Global and others in the industry have been seeking a crypto-regulation bill. It was the subject of a high-level meeting in...
Morgan Stanley brings spot crypto to E*TRADE, undercutting Coinbase on price
www.financemagnates.com · 4d ago
Morgan Stanley has launched spot crypto trading on E*TRADE, giving nearly 9 million retail clients access to Bitcoin, Ethereum and Solana...
CRCL rebounds as investors weigh OUSD competition and Coinbase talks
ambcrypto.com · 4d ago
CRCL stock is attempting a recovery after a decline; investors are wary of OUSD competition, Coinbase talks and Circle's banking approval.
Coinbase Just Joined a 140-Company Stablecoin Alliance. Here's What It Means for the Stock.
www.fool.com · 4d ago
The cryptocurrency exchange is backing a disruptive new stablecoin.
Latest from social
SampleBig milestone for the Coinbase community — thank you to everyone who's joined us on the journey. More to come. 🚀
Proud to share that Coinbase has been recognised for product innovation this year. This is just the beginning.
Big milestone for the Coinbase community — thank you to everyone who's joined us on the journey. More to come. 🚀
Your feedback shapes what we build next. Tell us what you'd love to see — we're listening.
What people are saying
SampleSwitched to Coinbase and honestly not looking back. The fee transparency alone is worth it.
Mixed feelings on Coinbase lately — love the product, but the latest update changed a flow I relied on.
Coinbase's customer service left me hanging on a frozen account. Not a great look.
Been using Coinbase for 6 months now — the app just works. Transfers land instantly and support actually replies.
Mixed feelings on Coinbase lately — love the product, but the latest update changed a flow I relied on.
Company
Frequently asked questions
Does Coinbase have a MiCA licence?
Yes. Coinbase (legal entity Coinbase Luxembourg S.A.) holds a MiCA crypto-asset service provider (CASP) authorisation, regulated by Commission de Surveillance du Secteur Financier (CSSF) in Luxembourg and listed in the official ESMA register.
Who regulates Coinbase in the EU?
Coinbase's EU activity is authorised and supervised by Commission de Surveillance du Secteur Financier (CSSF), its home national competent authority under MiCA.
Which crypto services is Coinbase licensed for?
Under MiCA, Coinbase is authorised for: Custody & administration of crypto-assets, Exchange of crypto-assets for funds, Exchange of crypto-assets for other crypto-assets, Execution of orders on behalf of clients, Placing of crypto-assets, Reception & transmission of orders, Transfer services for crypto-assets.
In which countries can I legally use Coinbase?
A MiCA authorisation passports across the whole EU/EEA, so Coinbase may legally serve clients in all 30 EU/EEA member states.
Is Coinbase in the ESMA register?
Yes. Coinbase Luxembourg S.A. appears in ESMA's official register of authorised MiCA crypto-asset service providers, recorded under Commission de Surveillance du Secteur Financier (CSSF).
Is a MiCA licence the same as a CASP licence?
Yes. MiCA (MiCAR) is the EU regulation; a CASP (crypto-asset service provider) is a firm it licenses. "MiCA register", "CASP register" and "ESMA register" all refer to the same official list.
What are the trading fees on Coinbase?
Coinbase Advanced Trade: 0.06% maker / 0.10% taker for new users. The consumer app charges a higher spread (~0.5–1.49%). Active traders should use Coinbase Advanced (which replaced Coinbase Pro) for lower costs.
Are USD balances on Coinbase FDIC-insured?
USD balances held at Coinbase are stored at FDIC-member partner banks with pass-through insurance up to $250,000. Cryptocurrencies are not FDIC-covered — however Coinbase carries a separate commercial insurance policy covering potential security breaches.
Which cryptocurrencies can be staked on Coinbase?
Coinbase offers staking for ETH, SOL, ADA, MATIC, XTZ, ATOM and several other assets. ETH staking returns approximately 3–4% APY. Coinbase takes a commission on rewards (25–35%). Staking is available to verified users outside certain US states.
Is Coinbase regulated by the SEC?
Coinbase is listed on NASDAQ (ticker: COIN) and registered as a Money Services Business (MSB) with FinCEN. It is subject to SEC and CFTC oversight. That said, Coinbase and the SEC are engaged in ongoing legal disputes regarding the classification of certain crypto assets.
Ratings & sentiment aggregated from Trustpilot, Google Play and App Store — anonymised store metrics only, no individual reviews.