Neobanks

Neobank · 🇬🇧 United Kingdom

Allica Bank

United Kingdom · allica.bank

91.7Sentiment /100 0.3

UK digital bank exclusively for established SMEs with business accounts, savings and asset finance.

✦ Sentiment OverviewUpdated every month · Aug 19, 2026

Allica Bank maintains strong customer approval at 4.6/5 across 3,000+ ratings with steady sentiment, while its NeoBase index sits at 91.7/100 (+0.3). Media coverage emphasises business-banking leadership - the bank earned "most recommended" status and launched a major campaign alongside 34% profit growth. Customer sentiment aligns closely with positive headlines around market positioning and operational momentum.

Sentiment index

our score · updated every month
91.7/100 +0.33 vs previous reading
025507510091.725 Jul1 Aug15 Aug

Ratings across platforms

4.6 · 4.3K · 3
Trustpilot
4.6
1.9K ratings · 90% positive
Google Play
4.3
372 ratings · 83% positive
10K+ installs
App Store
4.7
2.1K ratings · 94% positive
Measured August 17, 2026

Where Allica Bank operates

1 markets
United Kingdom

Rating distribution

All platforms
5
83% · 3.6K
4
8% · 335
3
3% · 113
2
1% · 38
1
5% · 235

Rating & review volume over time

Trustpilot · 4.6★Google Play · 4.3★App Store · 4.7★Review volume · 4.3K · +1.8%
123454.2KJul '26Aug '26Aug '26

Brand sentiment trend

positive sentiment, by platform
Trustpilot · 90%Google Play · 83%App Store · 94%
96%88%79%Jul '26Aug '26Aug '26

Where Allica Bank's money came from and went

FY2025

Allica Bank Limited · year ended December 31, 2025

Cost-to-income91.0%
Net margin6.6%
Biggest costInterest expense60% of income
Biggest income lineInterest income98% of income
Revenue year on year+23.7%vs FY2024
Costs year on year+23.7%vs FY2024
Operating leverage-0.0 ppcosts outgrew revenue
Biggest cost moveInterest expense+19%
Interest income: £404.2mFair value gains: £6.5mInterest expense: £245.2mFee and commission expense: £6.9mOperating expenses: £101.6mImpairment losses: £13.3mAcquisition costs: £0.9mAccelerated amortisation, legacy platforms: £4.6mInternational expansion costs: £1.3mTax: £9.6mNet profit: £27.3mTotal inflows£410.7mInterest income£404.2mFair value gains£6.5mInterest expense£245.2mFee and commission expense£6.9mOperating expenses£101.6mImpairment losses£13.3mAcquisition costs£0.9mAccelerated amortisation, legacyplatforms£4.6mInternational expansion costs£1.3mTax£9.6mNet profit£27.3m
Income and profit keptCosts and tax
Show the figures as a table
Line itemDirectionAmount
Interest incomeIncome and profit kept£404.2m
Fair value gainsIncome and profit kept£6.5m
Total inflows£410.7m
Interest expenseCosts and tax£245.2m
Fee and commission expenseCosts and tax£6.9m
Operating expensesCosts and tax£101.6m
Impairment lossesCosts and tax£13.3m
Acquisition costsCosts and tax£0.9m
Accelerated amortisation, legacy platformsCosts and tax£4.6m
International expansion costsCosts and tax£1.3m
TaxCosts and tax£9.6m
Net profitKept£27.3m

Source: Annual Report & Accounts 2025 · figures in millions, rounded · Compare with other fintechs

App screenshots

App Store
Allica Bank app screenshot 1Allica Bank app screenshot 2Allica Bank app screenshot 3Allica Bank app screenshot 4Allica Bank app screenshot 5Allica Bank app screenshot 6

In the media

brand coverage
ffnews.com

Allica Bank Named Most Recommended Business Bank by Over 4,000 Businesses

ffnews.com · 2mo ago

Allica Bank, the bank built for established businesses, has been named the UK's most recommended business bank in the 2026 UK Banking...

www.nasdaq.com

Allica Bank

www.nasdaq.com · 4mo ago

Richard Davies, CEO of Allica Bank, joins Nasdaq's Kristina Ayanian to share how Allica became the UK's fastest-growing fintech and reached...

www.marketingweek.com

B2B bank Allica on marketing’s role as a ‘growth engine’

www.marketingweek.com · 4mo ago

As one of the UK's fastest growing fintechs, Allica Bank is using its first TV campaign to put the brand “on the map”.

thefintechtimes.com

Allica Bank Launches Major Brand Campaign as 2025 Profits Surge by 34%

thefintechtimes.com · 4mo ago

Allica Bank launches its biggest brand campaign alongside 2025 results, reporting a 34% rise in pre-tax profit and a 133% surge in Business...

fintechmagazine.com

The Month in FinTech: April Edition

fintechmagazine.com · 5mo ago

The last month's top stories include Allica's funding round, regulatory approval for Revolut and Wise, Mastercard's BVNK acquisition and...

Latest from social

LinkedIn & Facebook
Allica BankLinkedIn· 1mo ago · Jul 31, 2026

Traditional banks have a checklist. Established businesses often don't tick all the boxes.   For over 30 years, Cornish Accounting Solutions has worked with established businesses across the South West. While their clients span a range of sectors, the focus is clear: helping family business owners increase profits, manage cashflow, and confidently pass the business on to the next generation.   That kind of work rarely follows a straight line, which is exactly why Founder Paul Miller FCA is direct about where traditional banking falls short.   "Traditional banks seem to have lost interest in their customers," Paul says. "They have routines, procedures and checklists which are rigid - if you tick the boxes, they can help, but if not, they're not flexible at all. Our clients want real people. Someone to speak to, who can help with funding, cashflow and protection."   It's why Cornish Accounting Solutions works with Allica, supported by partnerships manager Matt Dix. Paul's experience is that our managers bring real commercial experience, understand the market and give clients the support they need when it matters most.   "It's important to have a real person to talk to, not a call centre," Paul adds. "Most of the managers we've dealt with have the autonomy to make decisions themselves."   It's this flexibility - real people, empowered to make real decisions - that Cornish Accounting Solutions values in a banking partner, and it's exactly what we offer the established businesses they work so hard for.

15💬 03

What people are saying

mentions on X, Reddit & Facebook

About Allica Bank

Allica combines digital efficiency with dedicated relationship managers for established UK SMEs.

Compare Allica Bank with similar neobanks

Ratings & sentiment aggregated from Trustpilot, Google Play and App Store - anonymised store metrics only, no individual reviews.

Spotted incorrect data on this page? Let us know.