Comparison
Atom Bank vs Monzo
Two neobanks compared on customer sentiment, app-store ratings and regulation.
Recent coverage
Press we captured in the last 90 days: 8 for Atom Bank, 14 for Monzo. Not scored - coverage volume says how often a brand is written about, not whether it is doing well.
- Atom Bank sale nears collapse - FTfinextra.com · Jul 3, 2026
- Atom Bank sale on cusp of collapseft.com · Jun 27, 2026
- Atom Bank’s Planned Sale on Brink of Falling Apartpymnts.com · Jun 27, 2026
- Monzo partners with Nest to boost self-employed pension savingsibsintelligence.com · Jul 24, 2026
- Monzo and Centre for Inclusive Money Partner to Close the Self-Employed Retirement Savings Gapffnews.com · Jul 23, 2026
- Pay.UK expands board with Monzo, Equals, and Bank of Ireland execsfintechfutures.com · Jul 21, 2026
Atom Bank vs Monzo: the verdict
Atom Bank and Monzo are two neobanks tracked by NeoBase. Here is how they compare across the signals we measure - customer sentiment, store ratings and, for exchanges, MiCA regulation.
Both score around 96 out of 100 on NeoBase's composite sentiment index.
Monzo holds the stronger app-store ratings across Google Play and the App Store.
Atom Bank draws fewer bottom-scored reviews: 2.3% of its Trustpilot ratings are one star, against 10.2% for Monzo.
Atom Bank answers 95% of the reviews it receives; Monzo answers 53%.
Across 7 tracked metrics, Monzo comes out ahead on 4.
NeoBase is an independent information platform, not affiliated with the brands compared. Figures are indicative and update over time.