Comparison
Atom Bank vs Monzo
Two neobanks compared on customer sentiment, app-store ratings and regulation.
Recent coverage
Press we captured in the last 90 days: 8 for Atom Bank, 24 for Monzo. Not scored - coverage volume says how often a brand is written about, not whether it is doing well.
- Atom Bank Launches Natural Capital Lending Proposition to Boost UK Housingffnews.com · Sep 8, 2026
- Atom Bank sale on cusp of collapseft.com · Jul 15, 2026
- Atom Bank sale nears collapse - FTfinextra.com · Jul 3, 2026
- Monzo pumps €25m into its Irish operationbusinesspost.ie · Sep 14, 2026
- How Adclear Cuts Monzo Approval Times by 82%fintechmagazine.com · Sep 10, 2026
- Monzo’s chair to exit next monthbankingdive.com · Aug 15, 2026
Atom Bank vs Monzo: the verdict
Atom Bank and Monzo are two neobanks tracked by NeoBase. Here is how they compare across the signals we measure - customer sentiment, store ratings and, for exchanges, MiCA regulation.
Atom Bank leads NeoBase's composite sentiment score, 95.1 to 93.2 out of 100.
Atom Bank draws fewer bottom-scored reviews: 1.7% of its Trustpilot ratings are one star, against 6.6% for Monzo.
Atom Bank answers 94% of the reviews it receives; Monzo answers 51%.
Across 9 tracked metrics, Atom Bank comes out ahead on 5.
NeoBase is an independent information platform, not affiliated with the brands compared. Figures are indicative and update over time.