Simplex, a Nuvei company, is a fiat-to-crypto onramp provider enabling users and businesses to buy and sell crypto with credit cards and other payment methods.
Does Simplex have a MiCA licence?
✓ Authorised · MiCA CASPYes. Simplex (legal entity Nuvei Liquidity UAB) holds a MiCA crypto-asset service provider (CASP) authorisation — regulated by LSC in Lithuania, listed in the official ESMA register. Through MiCA passporting it may legally serve clients across the EU/EEA (30 countries).
Licensed crypto services (4)
Where you can use Simplex · EU/EEA passporting (30)
A MiCA authorisation passports across the whole EU/EEA, so Simplex may legally serve clients in:
Simplex is still building its public rating profile. Recent media coverage is mixed, led by "Simplex expands into new markets with local licences".
In the media
SampleSimplex expands into new markets with local licences
Reuters · 2d ago
The fintech confirmed it has secured regulatory approval to operate in additional countries, deepening its European and global footprint.
Simplex launches new premium plan and rewards
TechCrunch · 1w ago
Simplex unveiled an updated subscription tier, adding perks aimed at frequent travellers and higher-balance customers.
Regulators scrutinise Simplex over compliance controls
Reuters · 3w ago
Authorities are reviewing Simplex's anti-fraud and onboarding processes, part of broader oversight of fast-growing digital banks.
Simplex reports strong customer growth as revenue climbs
Finextra · 4w ago
Simplex said active customers rose sharply over the past year, with the company pointing to new markets and product launches as key drivers.
Simplex outage briefly disrupts payments for some users
Financial Times · 1mo ago
A short-lived technical issue affected a subset of Simplex customers; the company said service was restored and funds were unaffected.
Latest from social
SampleBehind every feature is a team obsessed with the details. A look at how Simplex ships.
Your feedback shapes what we build next. Tell us what you'd love to see — we're listening.
Big milestone for the Simplex community — thank you to everyone who's joined us on the journey. More to come. 🚀
Proud to share that Simplex has been recognised for product innovation this year. This is just the beginning.
What people are saying
SampleIf you're comparing neobanks in 2026, Simplex keeps coming up in every conversation I have.
Been using Simplex for 6 months now — the app just works. Transfers land instantly and support actually replies.
Switched to Simplex and honestly not looking back. The fee transparency alone is worth it.
Switched to Simplex and honestly not looking back. The fee transparency alone is worth it.
Mixed feelings on Simplex lately — love the product, but the latest update changed a flow I relied on.
About Simplex
Simplex by Nuvei is a Web3 payments company providing fiat infrastructure and fiat-to-crypto onramp solutions with a fraud chargeback guarantee for merchants. Operating in 245+ global markets, it supports 200+ cryptocurrencies and 100+ fiat currencies through a single integration. It was acquired by global payment technology provider Nuvei in September 2021 and operates as Nuvei Liquidity, UAB, based in Vilnius, Lithuania.
Frequently asked questions
Does Simplex have a MiCA licence?
Yes. Simplex (legal entity Nuvei Liquidity UAB) holds a MiCA crypto-asset service provider (CASP) authorisation, regulated by LSC in Lithuania and listed in the official ESMA register.
Who regulates Simplex in the EU?
Simplex's EU activity is authorised and supervised by LSC, its home national competent authority under MiCA.
Which crypto services is Simplex licensed for?
Under MiCA, Simplex is authorised for: Custody & administration of crypto-assets, Exchange of crypto-assets for funds, Exchange of crypto-assets for other crypto-assets, Transfer services for crypto-assets.
In which countries can I legally use Simplex?
A MiCA authorisation passports across the whole EU/EEA, so Simplex may legally serve clients in all 30 EU/EEA member states.
Is Simplex in the ESMA register?
Yes. Nuvei Liquidity UAB appears in ESMA's official register of authorised MiCA crypto-asset service providers, recorded under LSC.
Is a MiCA licence the same as a CASP licence?
Yes. MiCA (MiCAR) is the EU regulation; a CASP (crypto-asset service provider) is a firm it licenses. "MiCA register", "CASP register" and "ESMA register" all refer to the same official list.
Ratings & sentiment aggregated from Trustpilot, Google Play and App Store — anonymised store metrics only, no individual reviews.