Comparison

N26 vs Payoneer

Two neobanks compared on customer sentiment, app-store ratings and regulation.

Best on sentiment
N26
Best on ratings
Tie
Best on app quality
Payoneer
Best on review volume
Payoneer
N26
sentiment
Google Play
App Store
Trustpilot
View N26 →
Payoneer
sentiment
Google Play
App Store
Trustpilot
View Payoneer →
Customer sentiment
NeoBase sentiment
89.9
BEST
67.8
App & store ratings
Trustpilot
4.1
42,607 ratings
BEST
3.1
63,307 ratings
Google Play
3.6
162,119 ratings
4.1
158,861 ratings
BEST
App Store
4.7
18,932 ratings
BEST
4.5
5,244 ratings
Total ratings
224K
227K
BEST
Service & responsiveness
1-star reviews
25.6%
17.3%
BEST
Replies to reviews
92%
BEST
63%
Typical reply time
~3 days
BEST
~4 days
Markets served
29
BEST
19
Company
Founded
2013
2005
Country
🇩🇪 Germany
🇺🇸 United States
Headquarters
Berlin, Germany
New York, USA

Recent coverage

Press we captured in the last 90 days: 14 for N26, 19 for Payoneer. Not scored - coverage volume says how often a brand is written about, not whether it is doing well.

N26
Payoneer

N26 vs Payoneer: the verdict

N26 and Payoneer are two neobanks tracked by NeoBase. Here is how they compare across the signals we measure - customer sentiment, store ratings and, for exchanges, MiCA regulation.

N26 leads NeoBase's composite sentiment score, 89.9 to 67.8 out of 100.

Payoneer draws fewer bottom-scored reviews: 17.3% of its Trustpilot ratings are one star, against 25.6% for N26.

N26 answers 92% of the reviews it receives; Payoneer answers 63%.

Across 9 tracked metrics, N26 comes out ahead on 6.

How is the winner decided?
For each metric we take the higher value - the higher NeoBase sentiment score, the higher store rating, more ratings, and MiCA authorisation over none. Missing data is not counted.
Where does the data come from?
Ratings and sentiment are aggregated from Trustpilot, Google Play and the App Store; regulation from the official ESMA MiCA register. Scores update every month.
Can I compare other {type}?
Yes - open any two {type} profiles from the directory to build a side-by-side comparison.

← All neobanks

NeoBase is an independent information platform, not affiliated with the brands compared. Figures are indicative and update over time.