Comparison

Affirm vs Varo Bank

Two neobanks compared on customer sentiment, app-store ratings and regulation.

Best on sentiment
Varo Bank
Best on ratings
Tie
Best on app quality
Tie
Best on review volume
Affirm
Affirm
sentiment
Google Play
App Store
Trustpilot
View Affirm →
Varo Bank
sentiment
Google Play
App Store
Trustpilot
View Varo Bank →
Customer sentiment
NeoBase sentiment
67.5
96.0
BEST
App & store ratings
Trustpilot
1.6 ★
7,801 ratings
4.0 ★
5,871 ratings
BEST
Google Play
4.8 ★
571,854 ratings
-
App Store
4.9 ★
1,832,656 ratings
4.9 ★
233,504 ratings
Total ratings
2.4M
BEST
239K
Service & responsiveness
1-star reviews
1.9%
1.8%
Replies to reviews
100%
BEST
92%
Typical reply time
~9 hours
BEST
~5 days
Markets served
2
BEST
1
Company
Founded
2012
-
Country
🇺🇸 United States
🇺🇸 United States
Headquarters
San Francisco, USA
-

Recent coverage

Press we captured in the last 90 days: 12 for Affirm, 1 for Varo Bank. Not scored - coverage volume says how often a brand is written about, not whether it is doing well.

Affirm
Varo Bank

Affirm vs Varo Bank: the verdict

Affirm and Varo Bank are two neobanks tracked by NeoBase. Here is how they compare across the signals we measure - customer sentiment, store ratings and, for exchanges, MiCA regulation.

Varo Bank leads NeoBase's composite sentiment score, 96.0 to 67.5 out of 100.

Across 6 tracked metrics, Affirm comes out ahead on 4.

How is the winner decided?
For each metric we take the higher value - the higher NeoBase sentiment score, the higher store rating, more ratings, and MiCA authorisation over none. Missing data is not counted.
Where does the data come from?
Ratings and sentiment are aggregated from Trustpilot, Google Play and the App Store; regulation from the official ESMA MiCA register. Scores update every month.
Can I compare other {type}?
Yes - open any two {type} profiles from the directory to build a side-by-side comparison.

← All neobanks

NeoBase is an independent information platform, not affiliated with the brands compared. Figures are indicative and update over time.