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Neobanks · Rankings

Best savings & high-yield accounts

Neobanks with strong savings and high-yield rates. 43 options

43
Tracked
80
Median score
5-97
Range
35.6M
Reviews
▲12 ▼23
Since last update
NeoBase Score

A 0-100 score built from customer review ratings & volume, news and social sentiment - updated every month. Higher means happier customers.

Excellent80+
Good60–79
Mixed40–59
Weak<40
1
Atom Bank🇬🇧 United Kingdom
4.8110,690 reviews
96.6 / 100
NeoBase Score
+1.1
2
Cash App🇺🇸 United States
4.513,034,331 reviews
95.0 / 100
NeoBase Score
+0.2
3
Revolut🇬🇧 United Kingdom
4.75,629,270 reviews
94.9 / 100
NeoBase Score
+0.3
4
Monzo🇬🇧 United Kingdom
4.6259,182 reviews
94.8 / 100
NeoBase Score
+0.2
5
Starling Bank🇬🇧 United Kingdom
4.3801,234 reviews
94.3 / 100
NeoBase Score
-0.4
6
Acorns🇺🇸 United States
4.01,366,906 reviews
93.8 / 100
NeoBase Score
-1.0
7
Varo Bank🇺🇸 United States
4.0239,054 reviews
93.0 / 100
NeoBase Score
0
8
Hype🇮🇹 Italy
4.1186,193 reviews
91.8 / 100
NeoBase Score
0
9
Allica Bank🇬🇧 United Kingdom
4.64,320 reviews
91.7 / 100
NeoBase Score
+0.3
10
Chip🇬🇧 United Kingdom
4.350,990 reviews
91.4 / 100
NeoBase Score
0
11
Chase UK🇬🇧 United Kingdom
3.5415,922 reviews
91.2 / 100
NeoBase Score
-1.1
12
N26🇩🇪 Germany
4.1223,580 reviews
89.9 / 100
NeoBase Score
-0.4
13
HolaPana🇵🇦 Panama
3.52,865 reviews
89.8 / 100
NeoBase Score
14
Albert🇺🇸 United States
4.4492,558 reviews
89.5 / 100
NeoBase Score
0
15
Wise🇬🇧 United Kingdom
4.32,473,529 reviews
89.1 / 100
NeoBase Score
-1.9
16
Klarna🇸🇪 Sweden
4.53,094,241 reviews
86.8 / 100
NeoBase Score
-0.8
17
Chime🇺🇸 United States
3.52,665,795 reviews
86.6 / 100
NeoBase Score
-0.2
18
Current🇺🇸 United States
4.5396,489 reviews
86.1 / 100
NeoBase Score
-3.0
19
Algbra🇬🇧 United Kingdom
3.92,381 reviews
85.6 / 100
NeoBase Score
-1.0
20
Judo Bank🇦🇺 Australia
2.7450 reviews
85.5 / 100
NeoBase Score
+0.3
21
Hapi🇲🇽 Mexico
2.717,340 reviews
83.1 / 100
NeoBase Score
-1.1
22
Jupiter🇮🇳 India
2.1611,525 reviews
79.9 / 100
NeoBase Score
+0.7
23
Bunq🇳🇱 Netherlands
4.093,727 reviews
76.1 / 100
NeoBase Score
-1.1
24
Corner
0.06,207 reviews
75.5 / 100
NeoBase Score
-0.8
25
Air Bank🇨🇿 Czechia
2.1255,771 reviews
75.0 / 100
NeoBase Score
0
26
Charlie
4.3611 reviews
73.3 / 100
NeoBase Score
0
27
Interactive Brokers🇺🇸 United States
3.219,439 reviews
71.1 / 100
NeoBase Score
+1.8
28
Junio🇮🇳 India
20,425 reviews
70.8 / 100
NeoBase Score
-1.4
29
Affirm🇺🇸 United States
1.72,287,583 reviews
69.9 / 100
NeoBase Score
-0.1
30
Coupl
1,946 reviews
69.5 / 100
NeoBase Score
0
31
Airwallex
2.95,367 reviews
69.2 / 100
NeoBase Score
-0.2
32
ActivoBank🇵🇹 Portugal
1.874,943 reviews
68.9 / 100
NeoBase Score
+0.1
33
Alpian Bank🇨🇭 Switzerland
2.81,245 reviews
67.4 / 100
NeoBase Score
-13.6
34
Cuenca🇲🇽 Mexico
2.918,932 reviews
64.1 / 100
NeoBase Score
+0.5
35
Hello Bank!🇧🇪 Belgium
1.923,979 reviews
63.8 / 100
NeoBase Score
-0.3
36
Ally Financial🇺🇸 United States
1.7153,723 reviews
63.0 / 100
NeoBase Score
+0.6
37
Aeon Bank
61,337 reviews
58.4 / 100
NeoBase Score
-1.3
38
Cleo🇬🇧 United Kingdom
0.0149,821 reviews
55.8 / 100
NeoBase Score
-3.8
39
Comdirect🇩🇪 Germany
1.4263,743 reviews
53.6 / 100
NeoBase Score
+0.9
40
Abanca🇪🇸 Spain
1.420,604 reviews
53.1 / 100
NeoBase Score
-0.7
41
Airstar Bank🇭🇰 Hong Kong
1,951 reviews
52.5 / 100
NeoBase Score
-0.2
42
Hey Banco🇲🇽 Mexico
43,776 reviews
27.2 / 100
NeoBase Score
-0.1
43
Amp Bank🇦🇺 Australia
1.31,506 reviews
5.3 / 100
NeoBase Score
-2.9

About this ranking: Best savings & high-yield accounts

This ranking covers 43 tracked brands - neobanks tagged for this use case - and 43 of them carry a score. The median sits at 80, with the cohort spread between 5 and 97 out of 100.

The top three are Atom Bank (96.6), Cash App (95.0), and Revolut (94.9). Atom Bank sits 17 points clear of the cohort median, so the gap at the top is wide enough to mean something rather than a rounding artefact.

Across the cohort, 21 score 80 or above, 15 land in the 60s and 70s, 5 sit between 40 and 59, and 2 fall below 40. A thin top band usually says the category is hard to get right, not that we are marking harshly.

The scores behind this page rest on 35.6M reviews gathered across Trustpilot, Google Play and the App Store, weighed alongside news and social coverage. The heaviest review load belongs to Cash App, on 13.0M reviews - a reminder that size and satisfaction are separate questions, and that the biggest name in a category is rarely the best-liked one.

Home markets skew towards United Kingdom, base for 10 of the 43 brands here, and the cohort spans 16 countries in total. Where a brand is headquartered shapes which regulator it answers to and, often, where it will let you open an account.

Since the previous reading, 12 brands scored higher and 23 scored lower.

A high score means customers are broadly satisfied - not that a brand is the cheapest, nor that it is available where you live. Fees, supported markets and product limits live on the profile pages, and those are usually what settle the choice once sentiment has narrowed the field.

Order is set by the score alone - we take no payment for placement. Scores refresh every month, so this ranking moves as customer sentiment does.

Frequently asked

How is the NeoBase Score calculated?

It is a 0-100 composite built from customer review ratings and volume across Trustpilot, Google Play and the App Store, weighed alongside news and social sentiment. The weights shift with how much evidence we hold, so a score standing on thousands of reviews carries more of that signal than one standing on a handful.

How often does this ranking change?

Scores are recalculated every month and the page itself rebuilds hourly, so the order reflects the most recent completed collection cycle. The arrow beside each score shows which way that brand moved.

Which brand tops this ranking?

Atom Bank currently leads on 96.6/100. That is a reading of customer sentiment, not advice - the right pick depends on the fees, markets and features you actually need, which is what the profile pages cover.

Is placement paid for?

No. Editor's picks are marked with a star and pinned above the numbered ranking, and those are editorial choices rather than paid slots. Everything else is ordered by the score.

Related rankings

Ranked by NeoBase's composite sentiment score (reviews + news + mentions). Scores update every month.