BTC Direct is a European platform for buying and selling cryptocurrencies such as Bitcoin, Ethereum and XRP.
Does BTC Direct have a MiCA licence?
✓ Authorised · MiCA CASPYes. BTC Direct holds a MiCA crypto-asset service provider (CASP) authorisation — regulated by Authority for the Financial Markets (AFM) in Netherlands, listed in the official ESMA register. Through MiCA passporting it may legally serve clients across the EU/EEA (30 countries).
Licensed crypto services (3)
Where you can use BTC Direct · EU/EEA passporting (30)
A MiCA authorisation passports across the whole EU/EEA, so BTC Direct may legally serve clients in:
BTC Direct is still building its public rating profile. Recent media coverage is largely positive, led by "BTC Direct reports strong customer growth as revenue climbs".
In the media
SampleBTC Direct reports strong customer growth as revenue climbs
Finextra · 1d ago
BTC Direct said active customers rose sharply over the past year, with the company pointing to new markets and product launches as key drivers.
BTC Direct launches new premium plan and rewards
Reuters · 2w ago
BTC Direct unveiled an updated subscription tier, adding perks aimed at frequent travellers and higher-balance customers.
BTC Direct partners on new payments feature
Bloomberg · 3w ago
BTC Direct announced a partnership to broaden its payments capabilities, as competition among neobanks intensifies.
Regulators scrutinise BTC Direct over compliance controls
Reuters · 1mo ago
Authorities are reviewing BTC Direct's anti-fraud and onboarding processes, part of broader oversight of fast-growing digital banks.
BTC Direct expands into new markets with local licences
Finextra · 1mo ago
The fintech confirmed it has secured regulatory approval to operate in additional countries, deepening its European and global footprint.
Latest from social
SampleWe're hiring across engineering, product and risk. Come build the future of finance with BTC Direct.
Proud to share that BTC Direct has been recognised for product innovation this year. This is just the beginning.
Travelling this summer? Spend abroad with no hidden fees and real exchange rates.
Your feedback shapes what we build next. Tell us what you'd love to see — we're listening.
What people are saying
SampleSwitched to BTC Direct and honestly not looking back. The fee transparency alone is worth it.
Switched to BTC Direct and honestly not looking back. The fee transparency alone is worth it.
Been using BTC Direct for 6 months now — the app just works. Transfers land instantly and support actually replies.
Mixed feelings on BTC Direct lately — love the product, but the latest update changed a flow I relied on.
If you're comparing neobanks in 2026, BTC Direct keeps coming up in every conversation I have.
About BTC Direct
BTC Direct Europe B.V. is a cryptocurrency exchange operating in Europe since 2013, offering buying and selling of digital currencies. It also provides wallets, automatic investing (DCA), a Private Trading Desk and API services for developers.
Frequently asked questions
Does BTC Direct have a MiCA licence?
Yes. BTC Direct holds a MiCA crypto-asset service provider (CASP) authorisation, regulated by Authority for the Financial Markets (AFM) in Netherlands and listed in the official ESMA register.
Who regulates BTC Direct in the EU?
BTC Direct's EU activity is authorised and supervised by Authority for the Financial Markets (AFM), its home national competent authority under MiCA.
Which crypto services is BTC Direct licensed for?
Under MiCA, BTC Direct is authorised for: Exchange of crypto-assets for funds, Exchange of crypto-assets for other crypto-assets, Transfer services for crypto-assets.
In which countries can I legally use BTC Direct?
A MiCA authorisation passports across the whole EU/EEA, so BTC Direct may legally serve clients in all 30 EU/EEA member states.
Is BTC Direct in the ESMA register?
Yes. BTC Direct appears in ESMA's official register of authorised MiCA crypto-asset service providers, recorded under Authority for the Financial Markets (AFM).
Is a MiCA licence the same as a CASP licence?
Yes. MiCA (MiCAR) is the EU regulation; a CASP (crypto-asset service provider) is a firm it licenses. "MiCA register", "CASP register" and "ESMA register" all refer to the same official list.
Ratings & sentiment aggregated from Trustpilot, Google Play and App Store — anonymised store metrics only, no individual reviews.