Comparison

Credem vs ZEN.COM

Two neobanks compared on customer sentiment, app-store ratings and regulation.

Best on sentiment
ZEN.COM
Best on ratings
ZEN.COM
Best on app quality
ZEN.COM
Best on review volume
ZEN.COM
Credem
sentiment
Google Play
App Store
Trustpilot
View Credem →
ZEN.COM
sentiment
Google Play
App Store
Trustpilot
View ZEN.COM →
Customer sentiment
NeoBase sentiment
56.1
89.5
BEST
App & store ratings
Trustpilot
1.9 ★
1,053 ratings
4.6 ★
7,549 ratings
BEST
Google Play
4.3 ★
36,207 ratings
4.5 ★
50,357 ratings
BEST
App Store
4.4 ★
33,122 ratings
4.8 ★
22,966 ratings
BEST
Total ratings
70K
81K
BEST
Service & responsiveness
1-star reviews
8.4%
7.4%
BEST
Replies to reviews
78%
100%
BEST
Typical reply time
~6 weeks
~22 hours
BEST
Markets served
1
29
BEST
Company
Founded
1910
-
Country
🇮🇹 Italy
🇵🇱 Poland
Headquarters
Reggio Emilia, Italy
Warsaw, Poland

Recent coverage

Press we captured in the last 90 days: 1 for Credem, 0 for ZEN.COM. Not scored - coverage volume says how often a brand is written about, not whether it is doing well.

Credem
ZEN.COM

Credem vs ZEN.COM: the verdict

Credem and ZEN.COM are two neobanks tracked by NeoBase. Here is how they compare across the signals we measure - customer sentiment, store ratings and, for exchanges, MiCA regulation.

ZEN.COM leads NeoBase's composite sentiment score, 89.5 to 56.1 out of 100.

ZEN.COM holds the stronger app-store ratings across Google Play and the App Store.

ZEN.COM answers 100% of the reviews it receives; Credem answers 78%.

Across 9 tracked metrics, ZEN.COM comes out ahead on 9.

How is the winner decided?
For each metric we take the higher value - the higher NeoBase sentiment score, the higher store rating, more ratings, and MiCA authorisation over none. Missing data is not counted.
Where does the data come from?
Ratings and sentiment are aggregated from Trustpilot, Google Play and the App Store; regulation from the official ESMA MiCA register. Scores update every month.
Can I compare other {type}?
Yes - open any two {type} profiles from the directory to build a side-by-side comparison.

← All neobanks

NeoBase is an independent information platform, not affiliated with the brands compared. Figures are indicative and update over time.