Néobanque · 🇺🇸 États-Unis

Varo Bank

Budget Cashback Crédit Salaire anticipé Compte gratuit Frais réduits Épargne

96.0Sentiment /100▲ 1.4

Varo Bank est la première fintech américaine grand public à obtenir un agrément bancaire national, proposant des comptes sans frais et des outils pour construire son historique de crédit.

Indice de sentiment

notre score · actualisé tous les mois

96.0/100▲ +1.43 vs mesure précédente

Notes par plateforme

★ 4.8 · 239K · 2

Trustpilot

4.0★

5.9K notes · 73% positifs

App Store

4.9★

234K notes · 97% positifs

Mesuré le 15 octobre 2026

Où Varo Bank est présent

1 markets

États-Unis

Répartition des notes

Trustpilot · App Store

5★

92% · 219K

4★

5% · 11K

3★

2% · 3.7K

2★

0% · 1.1K

1★

2% · 4.4K

Note et volume d'avis dans le temps

Trustpilot · 4.0★App Store · 4.9★Review volume · 239K · +0.16%

Tendance du sentiment de marque

positive sentiment, by platform

Trustpilot · 73%App Store · 97%

Captures de l’app

App Store

Dans les médias

brand coverage

Varo takes on the cash problem facing digital banks

fintech.global · 2mo ago

Varo makes cash deposits free at 2000 Kroger stores. Read how the digital bank is tackling cash access for customers.

Banking on Better: Varo's Procurement Revolution

procurementmag.com · 4mo ago

Varo Bank's CPO, Riva Bobrowsky, on the bank's procurement transformation into a high-functioning first line of defence.

US FinTech investment grew 16% YoY in Q1 driven by increase in deals over $100m

fintech.global · 4mo ago

Key US FinTech investment stats in Q1 2026: US FinTech investments grew 16% YoY in Q1; Funding growth was driven by a 4% increase of deals...

“Synapse Is Gonna F— Everything Up,” Yotta CEO Worried Before Brokerage Migration

fintechbusinessweekly.substack.com · 5mo ago

Q1 Call Reports: Varo & Evolve, bunq Seeks Mexican Bank License, PayPal Settles DOJ “Fair Lending” Allegations, Community Bank's AI...

Top 10: Fastest Growing Neobanks

fintechmagazine.com · 6mo ago

In this Top 10, FinTech Magazine explores the fastest growing neobanks, featuring giants like Nubank, Revolut and Monzo.

Derniers posts sociaux

LinkedIn & Facebook

Varo BankLinkedIn· 4d ago · Oct 14, 2026

“Nobody should have to pay a fee just to deposit their own money.” — Gavin Michael, CEO of Varo Bank What started as a pilot in July is now officially here to stay. During the pilot, we saw an immediate surge in customer adoption and foot traffic as people visited Kroger locations to digitally deposit cash into their accounts. The response made one thing clear: customers want this, and it works. Today, we are officially announcing the long-term extension of our fee-free digital cash add capabilities across more than 2,000 Kroger Family of Stores nationwide. How it works: ✅ Generate a barcode: Open the Varo app to create a unique barcode. ✅ Scan in-store: Have a cashier scan the barcode at checkout or at the customer service desk at participating Kroger Family of Stores locations. ✅ Deposit fee-free: Cash goes directly into your account while saving you the standard $4.95 retail service fee. Everyday cash management should be seamless and accessible. Whether you’ve already been using it or are heading to the checkout line this week, you can manage your cash without paying a fee to access your own money. Read the full announcement here. 👇 https://lnkd.in/gzrn8vPK

♡ 2💬 0↻ 1

Varo BankLinkedIn· 5d ago · Oct 13, 2026

Our Varovians are always busy working to build the best digital bank for our customers, however, we asked them what shows they listen to in the free time they do have… When hitting "play" on their favorite podcasts, here’s what we heard: ✔ Actionable health and wellness advice for holistic daily living, like resetting habits and managing stress (Feel Better, Live More with Dr. Rangan Chatterjee) ✔ Raw, behind-the-scenes founder stories that show the messy reality of building iconic brands from scratch (How I Built This with Guy Raz) ✔ Deep-dive investigative journalism that unpacks complex social systems and captivating storytelling (Nice White Parents, Serial, S-Town, & This American Life) ✔ No-nonsense motivation and mindset tools to stop overthinking and start taking immediate action (The Mel Robbins Podcast) ✔ Timeless principles from history’s greatest entrepreneurs, serving as a virtual mentorship for modern builders (Founders Podcast) ✔ Hyper-focused industry insights that dissect the economics, culture, and business of specialized passions (The Storm Skiing Journal & Podcast) If you’re an avid podcast listener, let us know in the comments: What show are you currently hitting "play" on? ⬇️

♡ 2💬 0↻ 0

Varo BankLinkedIn· 1w ago · Oct 9, 2026

🚀 Varovians in Action: Claudia Richter, our general manager of banking and payments, recently joined industry colleagues Matt Banach at Affirm, Kathleen McGuirk at Plaid and moderated by Isabelle Hughes at Decagon, to discuss how AI is moving to reshape customer experience, trust, and growth in fintech at Decagon Dialogues. In financial services, we know that every customer interaction is a regulated event, meaning trust must scale right alongside AI adoption. In case you missed it, here’s a couple takeaways shared by Claudia during the discussion: 🔷Earning sign-off from risk and compliance isn't a one-time form. At Varo, safety and accuracy are built through robust guardrails, continuous monitoring, and rigorous edge-case testing, grounded in live agent policies and compliance rules. 🔷Deploying customer-facing AI successfully requires tight collaboration across Product, Engineering, Compliance, Content, and Support. 🔷The opportunities go well beyond cutting support costs. Customer-facing AI has a key role to play in expanding and deepening customer relationships. 🔷Over the next few years, conversational AI will move from simply answering questions to acting as a seamless, proactive partner in a customer's financial journey. Let’s be prepared. Thanks to the team at Decagon for hosting a fantastic event and sparking such important conversations on the future of AI in financial services! 💡 #DecagonDialogues #Fintech #AIinBanking #FinancialServices #CustomerExperience #VaroBank #Leadership Catch the recap here: https://lnkd.in/gbGbjWud

♡ 29💬 0↻ 0

Varo BankLinkedIn· 2w ago · Oct 7, 2026

Recently, the Varo team was on the ground in Lehi, Utah, sitting down with local Pacific Islander mothers and small business owners for our inaugural “Food and Finance” Workshop. With grocery costs going up constantly, more families are turning to credit for everyday necessities. This makes credit education more critical than ever. Partnering with the Pacific Island Chamber of Commerce (part of Pacific Island Knowledge 2 Action Resources (PIK2AR)), Varo’s Dan Archibald and Chelsey Rendon hosted a community-first session focused on practical solutions: ✅ Shared a meal catered by a local Pacific Islander business to build an open, comfortable environment. ✅ Ran a 5-paycheck simulation challenging participants to optimize real food budgets using smart credit strategies. ✅ Demystified banks to help families avoid predatory debt traps and build long-term stability. "Pacific Islander families have an incredible history of wayfinding through difficulty. Varo is glad to partner with the Pacific Island Chamber to help these families navigate a rapidly evolving economy." — Dan Archibald, CRA Officer Huge thanks to Cencira Teo and the Pacific Island Chamber for the partnership. Real financial inclusion starts right at the dinner table. 💜 #CommunityImpact #FinancialInclusionForAll #VaroBank #FinancialLiteracy #UtahBusiness #Fintech

♡ 20💬 4↻ 1

Ce que disent les utilisateurs

mentions on X, Reddit & Facebook

AustinACS29179X· 1mo ago

@VaroBank @Denae2Cool they are a scam don’t bank with them

AustinACS29179X· 1mo ago

@VaroBank is TERRIBLE. customer service receives a solid 0/10 from me. will be switching immediately

PDOTofficialPDOTofficialX· 1mo ago

Not compatible with mostly any other finance platform which is very inconvenient which teeters on an incompetence for modern day financial services @VaroBank

PDOTofficialPDOTofficialX· 1mo ago

Worst money app out there @VaroBank

Benny BrigmanTonopahPMX· 1mo ago

@GoBiGBLUe1104 @VaroBank @Zelle It seldom works. And customer support doesn’t exist.

À propos de Varo Bank

Varo Bank a été fondée en 2015 et est devenue la première fintech américaine grand public à obtenir un agrément bancaire national auprès de l'OCC en 2020, ce qui signifie qu'elle ne dépend pas de banques partenaires pour l'assurance FDIC. Elle propose un compte courant sans frais, une épargne à haut rendement pouvant atteindre 5 % APY pour les clients éligibles, et Varo Advance — de petites avances de trésorerie.

Questions fréquentes

Varo est-elle une véritable banque ?

Oui. Varo Bank détient un agrément bancaire national délivré par l'OCC et fournit sa propre assurance FDIC (jusqu'à 250 000 $) — elle ne dépend pas de banques partenaires, contrairement à la plupart des néobanques américaines.

Quel est le taux d'intérêt de l'épargne chez Varo ?

Varo propose jusqu'à 5,00 % APY sur l'épargne pour les clients qui remplissent des conditions mensuelles d'éligibilité, telles que recevoir des virements directs et maintenir un solde positif.

Varo propose-t-elle des avances de trésorerie ?

Oui. Varo Advance permet aux clients éligibles d'emprunter entre 20 et 500 $ entre deux paies, moyennant un petit frais forfaitaire et sans intérêt.

Varo est-elle disponible en dehors des États-Unis ?

Non. Varo Bank n'est disponible que pour les résidents américains disposant d'un numéro de sécurité sociale valide.

Varo propose-t-elle une carte de crédit ?

Varo propose la carte de crédit sécurisée Varo Believe, conçue pour aider les clients à construire leur historique de crédit, sans frais annuels et sans exigence de dépôt minimum au-delà de 0 $.

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Notes et sentiment agrégés depuis Trustpilot, Google Play et l’App Store - uniquement des métriques anonymisées des stores, aucun avis individuel.

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