Neobanks

Neobank · ES

Imagin

Barcelona, Spain · imagin.life

Imagin is CaixaBank's digital banking platform for young people in Spain, combining banking with lifestyle content, sustainability and cultural experiences.

✦ Sentiment OverviewUpdated weekly · Jul 17, 2026

Imagin's sentiment has shifted decisively upward, with the NeoBase index climbing 7.6 points to 68/100—a solid mid-range standing. Recent media coverage remains clinically neutral, positioning it as a functional player within Spain's digital banking and fintech landscape rather than a standout disruptor. Customer-facing sentiment data would clarify whether the index lift reflects genuine user satisfaction gains or broader sectoral tailwinds.

Sentiment index

our score · updated weekly
60.6/100
-7.58 vs last week
Reviews · 245,293 ratings61
News
Mentions

Where Imagin operates

1 markets
Spain

In the media

brand coverage
www.ft.com

How digital innovation is shaping the future of banking

www.ft.com · 15mo ago

As banking shifts to an increasingly digital landscape, companies are developing new tools to meet their clients' demands and championing new ideas.

www.fintechfutures.com

Challenger banks in Spain: who’s who (and what’s their tech)

www.fintechfutures.com · 16mo ago

With Spanish heavyweights like BBVA and Santander making great investments in new technologies (as well as in challenger banks), and a number of banks...

futuretravel.com

5 Ways Fintech is Solving Travel’s Innovation Paradox

futuretravel.com · 18mo ago

Travel businesses recognise that their future lies not just in offering flights, hotels, or experiences, but in equipping financial technology as an arm of...

techpoint.africa

From cross-border payments to micro-insurance, here’s what African fintech investors want to see

techpoint.africa · 21mo ago

Africa's fintech startups have received the bulk of venture capital funding as entrepreneurs and investors work to turn its fragmented...

fintechnews.ch

Spain Business Banking Poised for Digital Transformation

fintechnews.ch · 30mo ago

The Spanish banking sector is poised for significant progress in the area of digital banking, a growth which will be driven by increased...

Latest from social

Sample
ImaginFacebook· 2d ago · Jul 18, 2026

We're hiring across engineering, product and risk. Come build the future of finance with Imagin.

3.7K💬 8052
ImaginLinkedIn· 5d ago · Jul 15, 2026

Proud to share that Imagin has been recognised for product innovation this year. This is just the beginning.

3.1K💬 162120
ImaginFacebook· 1w ago · Jul 13, 2026

We're hiring across engineering, product and risk. Come build the future of finance with Imagin.

1.6K💬 12118
ImaginFacebook· 2w ago · Jul 6, 2026

We're hiring across engineering, product and risk. Come build the future of finance with Imagin.

2.4K💬 15463

What people are saying

Sample
Nora Lindqvist@noralindqvisX· 1d ago

Switched to Imagin and honestly not looking back. The fee transparency alone is worth it.

Priya NairFacebook· 4d ago

Mixed feelings on Imagin lately — love the product, but the latest update changed a flow I relied on.

Marcus Bell@marcusbellX· 1w ago

Been using Imagin for 6 months now — the app just works. Transfers land instantly and support actually replies.

Tomasz Wójciku/tomaszwjcikReddit· 2w ago

Mixed feelings on Imagin lately — love the product, but the latest update changed a flow I relied on.

Aisha RahmanFacebook· 2w ago

Imagin's customer service left me hanging on a frozen account. Not a great look.

Company

HeadquartersBarcelona, Spain
OwnershipSubsidiary
LicensesFull banking licence (via CaixaBank)
Available in1 market

About Imagin

Imagin was launched in 2017 by CaixaBank targeting young Spaniards (18-35). It goes beyond banking to offer cultural experiences, sustainability features (carbon footprint tracking), gaming rewards and lifestyle content. Backed by CaixaBank's full banking infrastructure, imagin accounts are fully insured with Spanish deposit protection.

Frequently asked questions

What is Imagin and how does it differ from a regular bank?

Imagin is CaixaBank's digital platform for young Spaniards (18–35), combining a bank account with lifestyle content, cultural rewards (cinema, music, sport), carbon footprint tracking and a gamified rewards programme. It is a 'phygital bank' concept that goes far beyond standard digital banking.

Does Imagin hold a full banking licence?

Yes, Imagin operates within CaixaBank — one of Spain's largest banks with a full banking licence. Deposits are protected by Spain's Fondo de Garantía de Depósitos (FGD) up to €100,000. Imagin customers have the same deposit protection as traditional bank customers.

What rewards does Imagin offer?

Imagin offers imaginPoints for card purchases, referrals and app activity. Points can be redeemed for cinema tickets, concerts, festivals, sports experiences and partner brand rewards. It is a unique loyalty programme combining banking with cultural experiences.

How does Imagin's carbon footprint tracking work?

Imagin automatically analyses your card transactions and estimates the carbon footprint of your spending in transport, food and retail. The app provides tips to reduce your emissions and allows voluntary CO2 offsetting through certified environmental projects.

Is Imagin available outside Spain?

No, Imagin is available exclusively in Spain for users with a Spanish NIE/DNI. The app is in Spanish only.

Ratings & sentiment aggregated from Trustpilot, Google Play and App Store — anonymised store metrics only, no individual reviews.