Bitmymoney is a Dutch crypto broker based in The Hague that lets customers buy, sell and hold Bitcoin, Ethereum and tokenised gold through a euro-denominated account.
Does Bitmymoney have a MiCA licence?
✓ Authorised · MiCA CASPYes. Bitmymoney holds a MiCA crypto-asset service provider (CASP) authorisation — regulated by Authority for the Financial Markets (AFM) in Netherlands, listed in the official ESMA register. Through MiCA passporting it may legally serve clients across the EU/EEA (30 countries).
Licensed crypto services (4)
Where you can use Bitmymoney · EU/EEA passporting (30)
A MiCA authorisation passports across the whole EU/EEA, so Bitmymoney may legally serve clients in:
Bitmymoney is still building its public rating profile. Recent media coverage leans critical, led by "Bitmymoney launches new premium plan and rewards".
In the media
SampleBitmymoney launches new premium plan and rewards
TechCrunch · 1d ago
Bitmymoney unveiled an updated subscription tier, adding perks aimed at frequent travellers and higher-balance customers.
Regulators scrutinise Bitmymoney over compliance controls
Bloomberg · 1w ago
Authorities are reviewing Bitmymoney's anti-fraud and onboarding processes, part of broader oversight of fast-growing digital banks.
Bitmymoney outage briefly disrupts payments for some users
Financial Times · 2w ago
A short-lived technical issue affected a subset of Bitmymoney customers; the company said service was restored and funds were unaffected.
Bitmymoney partners on new payments feature
TechCrunch · 4w ago
Bitmymoney announced a partnership to broaden its payments capabilities, as competition among neobanks intensifies.
Bitmymoney expands into new markets with local licences
Financial Times · 1mo ago
The fintech confirmed it has secured regulatory approval to operate in additional countries, deepening its European and global footprint.
Latest from social
SampleTravelling this summer? Spend abroad with no hidden fees and real exchange rates.
Travelling this summer? Spend abroad with no hidden fees and real exchange rates.
Big milestone for the Bitmymoney community — thank you to everyone who's joined us on the journey. More to come. 🚀
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What people are saying
SampleIf you're comparing neobanks in 2026, Bitmymoney keeps coming up in every conversation I have.
If you're comparing neobanks in 2026, Bitmymoney keeps coming up in every conversation I have.
Been using Bitmymoney for 6 months now — the app just works. Transfers land instantly and support actually replies.
Been using Bitmymoney for 6 months now — the app just works. Transfers land instantly and support actually replies.
Great thread on how Bitmymoney is rethinking cross-border payments. Worth a read for anyone in fintech.
About Bitmymoney
Bitmymoney is operated by Bitmymoney B.V., registered with the Dutch Chamber of Commerce under number 67547893 and based at the HSD Campus in The Hague. It works as a broker rather than an order-book exchange, settling trades at market price for customers funding by iDEAL. It was registered with De Nederlandsche Bank as a crypto service provider in November 2020, and that registration was replaced by a MiCA licence from the AFM on 20 November 2025 covering custody, exchange of crypto for funds, exchange of crypto for crypto and transfer services.
Frequently asked questions
Does Bitmymoney have a MiCA licence?
Yes. Bitmymoney holds a MiCA crypto-asset service provider (CASP) authorisation, regulated by Authority for the Financial Markets (AFM) in Netherlands and listed in the official ESMA register.
Who regulates Bitmymoney in the EU?
Bitmymoney's EU activity is authorised and supervised by Authority for the Financial Markets (AFM), its home national competent authority under MiCA.
Which crypto services is Bitmymoney licensed for?
Under MiCA, Bitmymoney is authorised for: Custody & administration of crypto-assets, Exchange of crypto-assets for funds, Exchange of crypto-assets for other crypto-assets, Transfer services for crypto-assets.
In which countries can I legally use Bitmymoney?
A MiCA authorisation passports across the whole EU/EEA, so Bitmymoney may legally serve clients in all 30 EU/EEA member states.
Is Bitmymoney in the ESMA register?
Yes. Bitmymoney appears in ESMA's official register of authorised MiCA crypto-asset service providers, recorded under Authority for the Financial Markets (AFM).
Is a MiCA licence the same as a CASP licence?
Yes. MiCA (MiCAR) is the EU regulation; a CASP (crypto-asset service provider) is a firm it licenses. "MiCA register", "CASP register" and "ESMA register" all refer to the same official list.
Ratings & sentiment aggregated from Trustpilot, Google Play and App Store — anonymised store metrics only, no individual reviews.