Comparison
Cogni vs Monzo
Two neobanks compared on customer sentiment, app-store ratings and regulation.
Recent coverage
Press we captured in the last 90 days: 0 for Cogni, 15 for Monzo. Not scored - coverage volume says how often a brand is written about, not whether it is doing well.
- US challenger Cogni to create lifestyle hub, starting with bankingfintechfutures.com · Mar 26, 2025
- Lifestyle-Focused Digital Bank Cogni Debuts With $23M Series A Fundingpymnts.com · Jul 5, 2023
- Simon Grunfeld, Cogni's Head Of Web 3, on Crypto/NFT Security, FTX, Celcius, And Neo-bank Benefits.tradealgo.com · Feb 26, 2023
- Monzo pumps €25m into its Irish operationbusinesspost.ie · Sep 14, 2026
- How Adclear Cuts Monzo Approval Times by 82%fintechmagazine.com · Sep 10, 2026
- Monzo’s chair to exit next monthbankingdive.com · Aug 15, 2026
Cogni vs Monzo: the verdict
Cogni and Monzo are two neobanks tracked by NeoBase. Here is how they compare across the signals we measure - customer sentiment, store ratings and, for exchanges, MiCA regulation.
Monzo leads NeoBase's composite sentiment score, 96.3 to 72.4 out of 100.
Monzo holds the stronger app-store ratings across Google Play and the App Store.
Cogni draws fewer bottom-scored reviews: 5.6% of its Trustpilot ratings are one star, against 13% for Monzo.
Monzo answers 50% of the reviews it receives; Cogni answers 0%.
Across 7 tracked metrics, Monzo comes out ahead on 6.
NeoBase is an independent information platform, not affiliated with the brands compared. Figures are indicative and update over time.