Comparison

Atom Bank vs Cleo

Two neobanks compared on customer sentiment, app-store ratings and regulation.

Best on sentiment
Atom Bank
Best on ratings
Atom Bank
Best on app quality
Atom Bank
Best on review volume
Cleo
Atom Bank
sentiment
Google Play
App Store
Trustpilot
View Atom Bank →
Cleo
sentiment
Google Play
App Store
Trustpilot
View Cleo →
Customer sentiment
NeoBase sentiment
96.6
BEST
55.8
App & store ratings
Trustpilot
4.8
21,332 ratings
-
Google Play
4.8
19,837 ratings
BEST
3.9
146,607 ratings
App Store
4.8
69,521 ratings
BEST
4.6
3,214 ratings
Total ratings
111K
150K
BEST
Service & responsiveness
1-star reviews
1.7%
BEST
15.8%
Replies to reviews
86%
BEST
0%
Typical reply time
~1 week
-
Markets served
1
2
BEST
Company
Founded
2013
2016
Country
🇬🇧 United Kingdom
🇬🇧 United Kingdom
Headquarters
Durham, United Kingdom
London, United Kingdom

Recent coverage

Press we captured in the last 90 days: 10 for Atom Bank, 2 for Cleo. Not scored - coverage volume says how often a brand is written about, not whether it is doing well.

Atom Bank
Cleo

Atom Bank vs Cleo: the verdict

Atom Bank and Cleo are two neobanks tracked by NeoBase. Here is how they compare across the signals we measure - customer sentiment, store ratings and, for exchanges, MiCA regulation.

Atom Bank leads NeoBase's composite sentiment score, 96.6 to 55.8 out of 100.

Atom Bank holds the stronger app-store ratings across Google Play and the App Store.

Atom Bank draws fewer bottom-scored reviews: 1.7% of its Trustpilot ratings are one star, against 15.8% for Cleo.

Atom Bank answers 86% of the reviews it receives; Cleo answers 0%.

Across 7 tracked metrics, Atom Bank comes out ahead on 5.

How is the winner decided?
For each metric we take the higher value - the higher NeoBase sentiment score, the higher store rating, more ratings, and MiCA authorisation over none. Missing data is not counted.
Where does the data come from?
Ratings and sentiment are aggregated from Trustpilot, Google Play and the App Store; regulation from the official ESMA MiCA register. Scores update every month.
Can I compare other {type}?
Yes - open any two {type} profiles from the directory to build a side-by-side comparison.

← All neobanks

NeoBase is an independent information platform, not affiliated with the brands compared. Figures are indicative and update over time.