Atom Bank

UK Based Atom Bank’s Sale Process Nears Collapse Over Valuation Gap

www.crowdfundinsider.com · 2mo ago

The planned sale of Atom Bank, one of the UK's digital challenger banks, is reportedly close to falling through. According to an update from...

M&A target Atom Bank would boost UK building societies' digital offerings

www.spglobal.com · 2mo ago

Leeds Building Society and Yorkshire Building Society are reportedly keen on acquiring digital lender Atom Bank, which could fetch a...

Atom Bank’s Planned Sale on Brink of Falling Apart

www.pymnts.com · 2mo ago

The sale of British digital lender Atom Bank is reportedly in danger of falling through, as the potential buyers are no longer interested.

Atom Bank sale on cusp of collapse

www.ft.com · 2mo ago

Atom Bank's sale process is on the brink of collapse as the auction for the digital lender failed to garner bids at its backers' desired...

Atom Bank integrates Flowable to enhance end-to-end loan workflow

www.fintechfutures.com · 2mo ago

With Flowable, Atom will also increase its loan processing capacity without increasing its team size, as well as improve the tracking process of...

Life happens, and sometimes your credit score takes a hit. Whether it was a missed bill, a forgotten subscription or just having a 'thin' credit file, an imperfect score shouldn't mean your homeownership dreams are automatically over 🏠✨ That’s where Near Prime mortgages come in. They are designed specifically for people who are financially responsible and ready to handle a mortgage, but don't quite fit the rigid criteria of many traditional high-street lenders. And if you’re trying to buy your very first home, you don't need a massive deposit to get started. With options available up to 95% LTV, first-time buyers can get onto the property ladder with just a 5% deposit, even with a credit blip in your past 🔑 Wondering if a Near Prime mortgage could be the right path for you? Read our simple guide to find out if you’re eligible:

We’re one of the UK’s Best Workplaces for Women™ 2026 💜 It was already a huge milestone making the Top 100 Best Workplaces™ list and being recognised for both Wellbeing and Development earlier this year. To now add Best Workplaces for Women™ to that lineup is something we are very proud of. From our active Women’s Network, menopause support, fertility coaching and enhanced family leave, we’re committed to creating an environment where women are empowered and backed to succeed. A massive thank you to all the amazing people at Atom who make our culture what it is today ✨🥂 Check the list out 🔗 https://www.greatplacetowork.co.uk/best-workplaces/women/2026?size=large #BestWorkplacesForWomen #CompanyCulture #WomenInTech

We’re one of the UK’s Best Workplaces for Women™ 2026 💜 It was already a huge milestone making the Top 100 Best Workplaces™ list and being recognised for both Wellbeing and Development earlier this year. To now add Best Workplaces for Women™ to that lineup is something we are very proud of. From our active Women’s Network, menopause support, fertility coaching and enhanced family leave, we’re committed to creating an environment where women are empowered and backed to succeed. A massive thank you to all the amazing people at Atom who make our culture what it is today ✨🥂 Check the list out 🔗 https://lnkd.in/e9ekTupV Great Place To Work UK #BestWorkplacesForWomen #CompanyCulture #WomenInTech

What do you miss about your childhood? 🎮🚀 From 10p Freddos to the gaming consoles we saved up weeks of pocket money for… our childhood favourites shaped our very first ideas about the value of pennies and pounds. We caught up with some people at Atom HQ for a trip down memory lane to find out what iconic item they would bring back. Welcome to our new series, My Money Story. Real conversations about money to understand financial journeys, common money mistakes and smart habits to help build real wealth. Check out our Money Stories 🔗 https://www.atombank.co.uk/blog/my-money-story-launch/

Atom Bank has announced rate cuts of up to 20bps across both its prime and near prime mortgage ranges. https://t.co/GySXQtFRQd

Atom bank, one of the UK’s top-rated banks on Trustpilot, has announced rate cuts across both its Prime and Near Prime mortgage ranges. https://t.co/gduQ40uf5V

Atom bank reduces Prime and Near Prime rates https://t.co/VAPCPJFVi6

Atom Bank has reduced rates across both its prime and near prime mortgage ranges. All prime rates have been reduced by 0.20%, while rates on the near prime range have dropped by 0.10%. https://t.co/hCuggAH2xz

RATE WATCH 📉 | Are mortgage rates starting to move? We’re seeing some lenders withdraw existing mortgage deals and replace them with lower rates, with reductions of around 0.10% at lenders such as Atom Bank and up to 0.15% with Halifax, to name just a couple. Could this be an early sign that other lenders will follow? 🤞 Hopefully, we’ll continue to see mortgage rates edge down, but remember, this is simply an indication of where the market is today, and rates can change quickly. So, should you wait for rates to fall? Not necessarily. If you secure a mortgage rate now and rates subsequently rise, you have the benefit of the rate you secured. If rates fall before your mortgage completes, we can review the available options and, where possible, secure a lower rate for you. But remember, the lowest rate shouldn't be the driving force behind your mortgage application. Affordability is key, and obtaining a Decision in Principle (DIP) early can give you: ✅ Greater certainty that a lender is prepared to consider your application ✅ Peace of mind when making an offer ✅ A head start on the mortgage process ✅ Help keeping your purchase on track Most estate agents will also want to see a DIP as evidence that you're a serious buyer and have the potential to obtain the mortgage required to purchase their client's property. The right mortgage isn't simply about the rate, it's about getting the right mortgage for your circumstances. If you're thinking of moving, remortgaging or buying your first home, speak to me at Orchard Mortgage Solutions. I’m the Cheltenham, Gloucestershire and wider Cotswolds adviser for the firm, and I’d be happy to discuss your options. Your home may be repossessed if you do not keep up repayments on your mortgage. #mortgage #remortgage #mortgagerates #cheltenham