Néobanques

Néobanque · 🇦🇺 Australie

Judo Bank

Melbourne, Australia · judo.bank

85.5Sentiment /100 0.3

Judo Bank est une banque challenger australienne axée sur les PME et cotée à l'ASX, qui propose des dépôts à terme, des prêts aux entreprises et une relation bancaire personnalisée.

Indice de sentiment

notre score · actualisé tous les mois
85.5/100 +0.34 vs mesure précédente
025507510085.525 Jul1 Aug15 Aug

Notes par plateforme

4.5 · 450 · 3
Trustpilot
2.7
9 notes · 33% positifs
Google Play
4.1
105 notes · 80% positifs
10K+ installations
App Store
4.7
336 notes · 94% positifs
Mesuré le 17 août 2026

Où Judo Bank est présent

1 markets
Australie

Répartition des notes

All platforms
5
81% · 364
4
8% · 36
3
2% · 10
2
1% · 6
1
7% · 32

Note et volume d'avis dans le temps

Trustpilot · 2.7★Google Play · 4.1★App Store · 4.7★Review volume · 450 · +2.5%
12345439Jul '26Aug '26Aug '26

Tendance du sentiment de marque

positive sentiment, by platform
Trustpilot · 33%Google Play · 80%App Store · 94%
96%64%31%Jul '26Aug '26Aug '26

Captures de l’app

App Store
Capture d’écran de l’app Judo Bank 1

Dans les médias

brand coverage
www.mozo.com.au

Judo Bank: the bank you’ve never heard of that’s hitting term deposits out of the park

www.mozo.com.au · 2mo ago

Judo Bank term deposits offer rates up to 5.40% p.a., no fees and a 0.05% loyalty bonus. See the full review, key features and how it...

www.itnews.com.au

Judo Bank hires ex-Bendigo CIO

www.itnews.com.au · 5mo ago

Judo Bank has named Nathalie Moss as its chief technology officer, the first time since mid-2024 that an executive has held that specific...

www.mpamag.com

Judo's profits surge as brokers remain central to growth

www.mpamag.com · 13mo ago

Challenger lender Judo Bank has delivered a 24% rise in annual profit, reinforcing its reputation as one of the few neobanks from its...

www.fintechfutures.com

Judo Bank migrates lending business to Thought Machine’s Vault Core

www.fintechfutures.com · 18mo ago

Judo Bank migrates lending business to Thought Machine's Vault Core. The migration to the cloud-based core banking platform has been underway since last year.

thefintechtimes.com

Australia’s Judo Bank Goes Live with Thought Machine’s Vault Core

thefintechtimes.com · 24mo ago

Following a market search, Judo Bank selected Thought Machine in 2023 to modernise its systems and scale its operations. The nine-month...

Derniers posts sociaux

LinkedIn & Facebook

Ce que disent les utilisateurs

mentions on X, Reddit & Facebook
ZangNewsFacebook· 1mo ago

کسب‌وکارهای کوچک استرالیا زیر فشار وام‌های سخت و وثیقه‌های سنگین کاهش شدید ارزش سهام Judo Bank پس از اعلام مشکلات مربوط به سه وام تجاری، نگرانی‌ها درباره دسترسی کسب‌وکارهای کوچک استرالیا به منابع مالی را افزایش داده است. سهام این بانک تخصصی در یک روز حدود ۴۰ درصد سقوط کرد و بار دیگر دشواری دریافت وام برای شرکت‌های کوچک را برجسته کرد. گزارش‌ها نشان می‌دهد سخت‌گیری بانک‌ها، نیاز به وثیقه‌های سنگین و هزینه بالای وام‌ها از مهم‌ترین موانع تأمین مالی هستند. کسب‌وکارهای کوچک حدود ۴۲ درصد نیروی کار بخش خصوصی استرالیا، معادل ۵.۴ میلیون شغل، را تشکیل می‌دهند، اما رشد وام‌دهی به این بخش در سال‌های اخیر محدود بوده است. کارشناسان پیشنهاد می‌کنند دولت با مدل‌هایی مانند تضمین بخشی از وام‌ها یا مشارکت در تأمین مالی، ریسک بانک‌ها را کاهش دهد. زنگ استرالیا t.me/zang_au برای مشاهده متن کامل خبر و همچنین منابع آن لینک زیر را ببینید و یا به لینک بالای صفحه مراجعه کنید https://zang.news/australias-sme-finance-squeeze-and-growing-non-bank-options/ #کسبوکار_کوچک #تامین_مالی_استرالیا #وام_غیربانکی #وام_کوچک #وثیقه_سنتی #بازار_وام #سیاست_اعتباری

RD Creative Studio | AI for Regional BusinessrdcreativeauX· 1mo ago

When the Credit Dries Up, You Either Cut or You Close Equifax reported this week that high-risk small businesses are now credit shopping at four times the rate of their low-risk counterparts. Judo Bank, the SME specialist lender, lost 46% of its share value on three bad loans totalling $75 million. The signal is clear: banks are getting nervous about who they are lending to, and the era of easy credit top-ups to bridge a bad quarter is closing. ABC's business desk confirmed the numbers on July 24. SME insolvencies are up 13% in the six months to May 2026. Business exits up 37% year on year. More firms are taking 31 to 60 days to pay suppliers, up from 8.3% to 9.5% of all businesses. Victorian operators in particular are pulling back on growth capital entirely. Not investing. Not expanding. Just holding. The story underneath those numbers is that owners are running out of bridges. When you cannot borrow and cannot expand, you have one remaining lever: cut the cost of what you are already doing. This is where most owners freeze, because "cut" sounds like "fire people." But the biggest cost in a small regional business is not always payroll. It is the hours the owner and a couple of key staff spend on work that does not require a human mind. Invoicing. Following up overdue accounts. Rekeying data between systems. Generating quotes. Chasing leads. Compliance paperwork. Fifteen hours a week of administrative work at award clerical rates in regional Victoria is roughly $46,000 a year. An automated invoicing and follow-up system that handles most of that costs a few hundred dollars a month in software. The gap is not small. And unlike borrowing, those savings do not need to be repaid. They are a permanent structural reduction in your operating cost base. This matters more right now because credit is tightening. Equifax's Brad Walters said small businesses are pulling back on growth capital. High-risk businesses are shopping multiple lenders at once, which signals they cannot get ready access to finance. When the bank says no, you do not have the option of borrowing to cover the gap. You either reduce the gap or you close it the hard way. The ABC piece quoted a Victorian steel manufacturer who said "it feels a lot like 2020." The difference is that in 2020 the government handed out JobKeeper. This time there is no such safety net. Support exists. Tax breaks, zero-interest ERP loans, ATO concessions. But none of it replaces the money you bleed on work that does not need doing. I keep hearing from regional owners that they cannot afford to invest in AI right now. The question they should be asking is whether they can afford to keep paying full price for work a $200-a-month system does just as well. When the credit dries up, that is not a theoretical question anymore. It is the difference between the businesses that get through this cycle and the ones that become a statistic in next quarter's insolvency data. So here is the real question: if your bank called tomorrow and cut your overdraft in half, what would you stop doing first?

À propos de Judo Bank

Fondée en 2018 à Melbourne, Judo Bank se consacre entièrement à la banque pour les PME plutôt qu'aux particuliers. Elle est entrée en bourse à l'ASX en 2021, levant 657 millions AUD. Judo détient une licence bancaire complète de l'APRA et propose des prêts aux entreprises personnalisés avec des relations bancaires dédiées.

Questions fréquentes

À qui s'adresse Judo Bank ?

Judo Bank s'adresse exclusivement aux petites et moyennes entreprises (PME) en Australie — elle ne propose pas de comptes pour particuliers. Elle se spécialise dans le financement des entreprises, les prêts d'investissement et les dépôts à terme professionnels, selon un modèle fondé sur des relations personnelles avec un banquier dédié.

En quoi Judo Bank se distingue-t-elle des autres néobanques ?

Judo Bank rejette délibérément le modèle « tout numérique » — chaque client PME dispose d'un banquier dédié joignable par téléphone. La position de l'entreprise est que les besoins financiers complexes des petites entreprises requièrent des relations humaines, et pas seulement des algorithmes.

Judo Bank est-elle réglementée ?

Oui, Judo Bank détient une licence bancaire complète de l'APRA (Australian Prudential Regulation Authority) et est cotée à l'ASX. Les dépôts jusqu'à 250 000 AUD sont protégés par le Financial Claims Scheme (FCS) du gouvernement australien.

Quels produits Judo Bank propose-t-elle ?

Judo Bank propose : des prêts aux entreprises (prêts à terme, découvert, financement d'actifs), des dépôts à terme professionnels à des taux compétitifs et des comptes de transaction professionnels pour les PME. Les comptes personnels pour les particuliers ne sont pas disponibles.

Judo Bank est-elle disponible en dehors de l'Australie ?

Non, Judo Bank opère exclusivement en Australie. Un ABN ou un ACN australien (numéro d'enregistrement d'entreprise) est requis pour ouvrir un compte professionnel.

Comparer Judo Bank à des néobanques similaires

Notes et sentiment agrégés depuis Trustpilot, Google Play et l’App Store - uniquement des métriques anonymisées des stores, aucun avis individuel.

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