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Backpack

LV · backpack.exchange

Backpack dispose-t-il d'un agrément MiCA ?

✓ Agréé · CASP MiCA

Oui. Backpack (entité juridique "Trek Technologies" SIA) détient un agrément de prestataire de services sur crypto-actifs (CASP) au titre de MiCA — sous la supervision de Latvijas Banka en Latvia, et inscrit au registre officiel de l'ESMA. Grâce au passeport MiCA, la société peut légalement servir des clients dans toute l'UE/EEE (30 pays).

Détails de l'agrément
Statut de l'agrément✓ Agréé (CASP MiCA)
Entité juridique"Trek Technologies" SIA
Régulateur d'origineLatvijas Banka
Pays de l'agrément Latvia
SourceRegistre MiCA de l'ESMA
Services crypto agréés (5)
Conservation et administration de crypto-actifs
Conservation et administration de crypto-actifs pour le compte de clients.
Échange de crypto-actifs contre des fonds
Échange de crypto-actifs contre de la monnaie fiduciaire.
Échange de crypto-actifs contre d'autres crypto-actifs
Échange d'un crypto-actif contre un autre.
Exécution d'ordres pour le compte de clients
Exécution des ordres d'achat et de vente de crypto-actifs des clients.
Services de transfert de crypto-actifs
Transfert de crypto-actifs pour le compte de clients.
Où utiliser Backpack · passeport UE/EEE (30)

Un agrément MiCA bénéficie du passeport dans toute l'UE/EEE : Backpack peut donc légalement servir des clients dans les pays suivants :

Austria Belgium Bulgaria Croatia Cyprus Czechia Denmark Estonia Finland France Germany Greece Hungary Iceland Ireland Italy Latvia Liechtenstein Lithuania Luxembourg Malta Netherlands Norway Poland Portugal Romania Slovakia Slovenia Spain Sweden

Dans les médias

Exemple
The Verge

Backpack outage briefly disrupts payments for some users

The Verge · 3d ago

A short-lived technical issue affected a subset of Backpack customers; the company said service was restored and funds were unaffected.

Reuters

Regulators scrutinise Backpack over compliance controls

Reuters · 2w ago

Authorities are reviewing Backpack's anti-fraud and onboarding processes, part of broader oversight of fast-growing digital banks.

The Verge

Backpack launches new premium plan and rewards

The Verge · 3w ago

Backpack unveiled an updated subscription tier, adding perks aimed at frequent travellers and higher-balance customers.

Sifted

Backpack expands into new markets with local licences

Sifted · 4w ago

The fintech confirmed it has secured regulatory approval to operate in additional countries, deepening its European and global footprint.

Financial Times

Backpack partners on new payments feature

Financial Times · 1mo ago

Backpack announced a partnership to broaden its payments capabilities, as competition among neobanks intensifies.

Derniers posts sociaux

Exemple
BackpackFacebook· 2d ago · Jul 19, 2026

Behind every feature is a team obsessed with the details. A look at how Backpack ships.

681💬 5315
BackpackLinkedIn· 2w ago · Jul 10, 2026

New in the Backpack app: a faster, cleaner way to manage your money. Update to the latest version to try it.

1.9K💬 8345
BackpackFacebook· 3w ago · Jul 3, 2026

Travelling this summer? Spend abroad with no hidden fees and real exchange rates.

2.6K💬 13744
BackpackFacebook· 4w ago · Jun 24, 2026

Proud to share that Backpack has been recognised for product innovation this year. This is just the beginning.

2.6K💬 6527

Ce que disent les utilisateurs

Exemple
Nora LindqvistFacebook· 3d ago

Great thread on how Backpack is rethinking cross-border payments. Worth a read for anyone in fintech.

Sam Okorou/samokoroReddit· 6d ago

Mixed feelings on Backpack lately — love the product, but the latest update changed a flow I relied on.

Chris Whitfieldu/chriswhitfieReddit· 2w ago

Backpack raising rates again? Curious how this compares to the competition right now.

Elena Fischeru/elenafischerReddit· 2w ago

If you're comparing neobanks in 2026, Backpack keeps coming up in every conversation I have.

Chris Whitfield@chriswhitfieX· 3w ago

Anyone else having issues with Backpack verification today? Been stuck for hours 😤

Entreprise

Création2022
Statutactive

Questions fréquentes

Does Backpack have a MiCA licence?

Yes. Backpack (legal entity "Trek Technologies" SIA) holds a MiCA crypto-asset service provider (CASP) authorisation, regulated by Latvijas Banka in Latvia and listed in the official ESMA register.

Who regulates Backpack in the EU?

Backpack's EU activity is authorised and supervised by Latvijas Banka, its home national competent authority under MiCA.

Which crypto services is Backpack licensed for?

Under MiCA, Backpack is authorised for: Custody & administration of crypto-assets, Exchange of crypto-assets for funds, Exchange of crypto-assets for other crypto-assets, Execution of orders on behalf of clients, Transfer services for crypto-assets.

In which countries can I legally use Backpack?

A MiCA authorisation passports across the whole EU/EEA, so Backpack may legally serve clients in all 30 EU/EEA member states.

Is Backpack in the ESMA register?

Yes. "Trek Technologies" SIA appears in ESMA's official register of authorised MiCA crypto-asset service providers, recorded under Latvijas Banka.

Is a MiCA licence the same as a CASP licence?

Yes. MiCA (MiCAR) is the EU regulation; a CASP (crypto-asset service provider) is a firm it licenses. "MiCA register", "CASP register" and "ESMA register" all refer to the same official list.

Ratings & sentiment aggregated from Trustpilot, Google Play and App Store — anonymised store metrics only, no individual reviews.