Neobanks

Neobank · 🇺🇸 United States

Cogni

New York, USA · cogni.com

73.0Sentiment /100 1.2
✦ Sentiment OverviewUpdated every month · Aug 19, 2026

Cogni holds a solid 4.2/5 across major platforms (5,323 ratings) with steady customer sentiment. Media coverage remains consistently positive, highlighting funding milestones, AI recognition, and lifestyle-banking expansion. The NeoBase sentiment index stands at 73.0/100 (-1.2), showing marginal softening despite upbeat headlines - suggesting press momentum hasn't yet fully shifted underlying perception metrics.

Sentiment index

our score · updated every month
73.0/100 -1.19 vs previous reading
025507510073.025 Jul1 Aug15 Aug

Ratings across platforms

4.2 · 5.3K · 3
Trustpilot
2.6
4 ratings · 0% positive
Google Play
4.2
5.3K ratings · 72% positive
100K+ installs
App Store
4.5
23 ratings · 87% positive
Measured August 17, 2026

Where Cogni operates

1 markets
United States

Rating distribution

All platforms
5
67% · 3.4K
4
6% · 280
3
22% · 1.1K
2
0% · 2
1
6% · 282

Rating & review volume over time

Trustpilot · 2.6★Google Play · 4.2★App Store · 4.5★Review volume · 5.3K · +0.0%
12345Jul '26Aug '26Aug '26

Brand sentiment trend

positive sentiment, by platform
Trustpilot · 0%Google Play · 72%App Store · 87%
89%45%0%Jul '26Aug '26Aug '26

App screenshots

App Store
Cogni app screenshot 1Cogni app screenshot 2Cogni app screenshot 3Cogni app screenshot 4Cogni app screenshot 5Cogni app screenshot 6

In the media

brand coverage
ibsintelligence.com

Cogniquest AI secures ELEVATE 2025 recognition from Karnataka Government

ibsintelligence.com · 8mo ago

Cogniquest AI has been recognised as a winner of ELEVATE 2025, a flagship startup support programme under the Government of Karnataka's...

www.fintechfutures.com

US challenger Cogni to create lifestyle hub, starting with banking

www.fintechfutures.com · 18mo ago

“We're taking a phased approach in building Cogni,” says founder and CEO Archie Ravishankar. “We'll launch with banking features and then...

www.marcamoney.com

Cogniquest AI raises $1.2 million in seed funding led by Cedar-IBSi Capital

www.marcamoney.com · 19mo ago

Founded in 2022 by Satish Grampurohit, Girish Kerodi, Thejaswi Subramanya, and Harsha A C, Cogniquest is a technology company specialized in...

www.pymnts.com

Lifestyle-Focused Digital Bank Cogni Debuts With $23M Series A Funding

www.pymnts.com · 39mo ago

Cogni, a lifestyle-focused digital bank, received $23 million in Series A funding, rolling out what it called a new way to modernize personal finance...

www.tradealgo.com

Simon Grunfeld, Cogni's Head Of Web 3, on Crypto/NFT Security, FTX, Celcius, And Neo-bank Benefits.

www.tradealgo.com · 43mo ago

The pandemic not only drove a surge of retail traders into the stock market and cryptocurrency industry, increasing the demand of...

What people are saying

mentions on X, Reddit & Facebook
u/letsgetghostletsgetghostReddit· 1w ago

WFH po ba yung Rider Support Account ni Cogni Taguig?

GuillaumegxlmoX· 3w ago

I was contacted on LinkedIn by what looks like a fake-job malware scam. An account using the name "Gabriel Rey Pion" (fake name that scammer use) claimed to work for a company called "Cogni Capital Chain" and contacted me with a job offer. The account didn't send me the GitHub repository. Only a notion project url. AI found the github repo, and it wasn't difficult. The "company" had only one public repository. Inside it, I found a committed .env file and the npm package "[@]sqlite-table/sql-creator". This wasn't a legitimate package that was later compromised. It was malware from the beginning, apparently created specifically for this scam operation. It had already received more than 100 downloads in roughly one week. The scheme looks like this: Create a legitimate-looking company - Buy LinkedIn and X followers - Build polished profiles, a website and a GitHub organization - Target people working in crypto/AI/software using public, purchased or leaked information - Contact them with a job offer - Arrange a "technical interview" - Get the candidate to run a JavaScript project containing the malicious dependency - Steal crypto-related data or compromise the machine The domain was also extremely fresh. It had been registered on June 1, 2026. I confronted the account, called it a scam, pointed out every piece of evidence that exposed the operation, and reported the LinkedIn profile, the GitHub organization and the Hostinger domain. Here's how the platforms reacted: LinkedIn: told me that my messages went against its community guidelines (he surely reported me). The reported profile is still online. Hostinger: refused to suspend the domain/hosting because it wasn't directly hosting anything it considered illegal, even with proofs of broader illegal activities. GitHub: no answer for now. npm: the only platform that actually flagged the package as malware. So apparently, this is enough to look legitimate today: - A polished LinkedIn profile - Bought-looking followers - A recently registered domain - A fake company identity - A GitHub organization - One public repository And almost nobody involved (linkedin, github, hostinger) wants to take responsibility for now. I'm linking their X/Linkedin accounts and GitHub organization/repo in comments. The screenshots only show my LinkedIn conversation with the account. He later blocked me when I exposed their entire scheme to him. Before trusting a job offer, especially in crypto/AI/software: - Check whether the company is actually registered - Verify that the person really works there by contacting the company through an independent channel - Check when the domain was registered and isn't a copy/domain squatting (the oldest, the safest !) - Inspect the company's GitHub repositories - Look at its dependencies, install scripts, committed .env (which is already a crime on itself) files and anything else that doesn't make sense. Don't hesitate to put an AI to work on this task, it's working very well to tell you what's wrong, or you'll get a refusal for cybersecurity because it involve malware, mostly free audit in case of cyber refusal. And yes, my responses were rough. I was already suspicious because of his profile and way to reach me, and I don't make much effort to be polite to people I believe are trying to compromise developers through fake job interviews. Also, the account claimed not to trust AI while supposedly working on a product that's entirely AI-oriented. And as he said, "AI is statistical", so statistically, his operation is a scam (because it's 5.6 sol pro who did the investigation for me from the notion link, I don't have time for this BS). That contradiction was almost funny. The operation itself isn't funny. And it's running from at least a month (as seeing https://t.co/dpRzbT2DaB ) How many candidates would see a professional profile, a company page, followers, a domain and a GitHub organization, then assume it must be legitimate? How many would run the project without realizing that the "interview" was actually the attack? And potentially infect current companies/projects ? Is it really this easy to scam people now, and this difficult to get the accounts and infrastructure taken down? This is how a software supply-chain attack can begin. Not with an obvious phishing link, but with a convincing recruiter, a plausible company and a normal-looking JavaScript project. Repost this. People working in crypto/AI/software need to recognize this scheme. This is a real things that just happened to me, it's not the first time I've been targetted by those fake interviews, but I decided to spread awareness this time, because it seems to be more and more frequent.

Compare Cogni with similar neobanks

Ratings & sentiment aggregated from Trustpilot, Google Play and App Store - anonymised store metrics only, no individual reviews.

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