Relai is a Swiss Bitcoin-only app that lets users buy, sell and self-custody Bitcoin.
Does Relai have a MiCA licence?
✓ Authorised · MiCA CASPYes. Relai (legal entity RELAI EU SASU) holds a MiCA crypto-asset service provider (CASP) authorisation — regulated by Autorité des marchés financiers (AMF) in France, listed in the official ESMA register. Through MiCA passporting it may legally serve clients across the EU/EEA (30 countries).
Licensed crypto services (1)
Where you can use Relai · EU/EEA passporting (30)
A MiCA authorisation passports across the whole EU/EEA, so Relai may legally serve clients in:
Relai is still building its public rating profile. Recent media coverage is largely positive, led by "Relai partners on new payments feature".
In the media
SampleRelai partners on new payments feature
Bloomberg · 3d ago
Relai announced a partnership to broaden its payments capabilities, as competition among neobanks intensifies.
Relai launches new premium plan and rewards
The Verge · 2w ago
Relai unveiled an updated subscription tier, adding perks aimed at frequent travellers and higher-balance customers.
Relai outage briefly disrupts payments for some users
Sifted · 3w ago
A short-lived technical issue affected a subset of Relai customers; the company said service was restored and funds were unaffected.
Relai expands into new markets with local licences
Bloomberg · 3w ago
The fintech confirmed it has secured regulatory approval to operate in additional countries, deepening its European and global footprint.
Relai reports strong customer growth as revenue climbs
Financial Times · 1mo ago
Relai said active customers rose sharply over the past year, with the company pointing to new markets and product launches as key drivers.
Latest from social
SampleTravelling this summer? Spend abroad with no hidden fees and real exchange rates.
We're hiring across engineering, product and risk. Come build the future of finance with Relai.
Transparency matters. Here's how Relai keeps your money safe and your fees clear.
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What people are saying
SampleBeen using Relai for 6 months now — the app just works. Transfers land instantly and support actually replies.
Relai raising rates again? Curious how this compares to the competition right now.
Relai raising rates again? Curious how this compares to the competition right now.
Switched to Relai and honestly not looking back. The fee transparency alone is worth it.
Switched to Relai and honestly not looking back. The fee transparency alone is worth it.
Company
About Relai
Relai was founded in 2020 by Julian Liniger and Adem Bilican in Zurich, Switzerland, offering a simple, non-custodial Bitcoin-only app. The company operates under regulatory frameworks across the EU and Switzerland, and in 2025 obtained a MiCA license from the French Financial Markets Authority (AMF). By 2025 it had surpassed 1 billion USD in total volume and 500,000 app downloads.
Frequently asked questions
Does Relai have a MiCA licence?
Yes. Relai (legal entity RELAI EU SASU) holds a MiCA crypto-asset service provider (CASP) authorisation, regulated by Autorité des marchés financiers (AMF) in France and listed in the official ESMA register.
Who regulates Relai in the EU?
Relai's EU activity is authorised and supervised by Autorité des marchés financiers (AMF), its home national competent authority under MiCA.
Which crypto services is Relai licensed for?
Under MiCA, Relai is authorised for: Exchange of crypto-assets for funds.
In which countries can I legally use Relai?
A MiCA authorisation passports across the whole EU/EEA, so Relai may legally serve clients in all 30 EU/EEA member states.
Is Relai in the ESMA register?
Yes. RELAI EU SASU appears in ESMA's official register of authorised MiCA crypto-asset service providers, recorded under Autorité des marchés financiers (AMF).
Is a MiCA licence the same as a CASP licence?
Yes. MiCA (MiCAR) is the EU regulation; a CASP (crypto-asset service provider) is a firm it licenses. "MiCA register", "CASP register" and "ESMA register" all refer to the same official list.
Ratings & sentiment aggregated from Trustpilot, Google Play and App Store — anonymised store metrics only, no individual reviews.