Exchanges

Crypto exchange · FR

Paymium

FR · paymium.com

Does Paymium have a MiCA licence?

✓ Authorised · MiCA CASP

Yes. Paymium (legal entity PAYMIUM SAS) holds a MiCA crypto-asset service provider (CASP) authorisation — regulated by Autorité des marchés financiers (AMF) in France, listed in the official ESMA register. Through MiCA passporting it may legally serve clients across the EU/EEA (30 countries).

Licence details
Licence status✓ Authorised (MiCA CASP)
Legal entityPAYMIUM SAS
Home regulatorAutorité des marchés financiers (AMF)
Country of authorisation France
Official websitepaymium.com
SourceESMA MiCA register
Licensed crypto services (5)
Custody & administration of crypto-assets
Safekeeping and administration of crypto-assets on behalf of clients.
Operation of a trading platform
Running a marketplace where clients can trade crypto-assets.
Exchange of crypto-assets for funds
Exchanging crypto-assets for fiat currency.
Execution of orders on behalf of clients
Executing buy/sell orders for crypto-assets for clients.
Transfer services for crypto-assets
Transferring crypto-assets on behalf of clients.
Where you can use Paymium · EU/EEA passporting (30)

A MiCA authorisation passports across the whole EU/EEA, so Paymium may legally serve clients in:

Austria Belgium Bulgaria Croatia Cyprus Czechia Denmark Estonia Finland France Germany Greece Hungary Iceland Ireland Italy Latvia Liechtenstein Lithuania Luxembourg Malta Netherlands Norway Poland Portugal Romania Slovakia Slovenia Spain Sweden
✦ Sentiment OverviewSample

Paymium is still building its public rating profile. Recent media coverage leans critical, led by "Regulators scrutinise Paymium over compliance controls".

In the media

Sample
Finextra

Regulators scrutinise Paymium over compliance controls

Finextra · 3d ago

Authorities are reviewing Paymium's anti-fraud and onboarding processes, part of broader oversight of fast-growing digital banks.

Sifted

Paymium partners on new payments feature

Sifted · 1w ago

Paymium announced a partnership to broaden its payments capabilities, as competition among neobanks intensifies.

Bloomberg

Paymium launches new premium plan and rewards

Bloomberg · 2w ago

Paymium unveiled an updated subscription tier, adding perks aimed at frequent travellers and higher-balance customers.

Finextra

Paymium outage briefly disrupts payments for some users

Finextra · 3w ago

A short-lived technical issue affected a subset of Paymium customers; the company said service was restored and funds were unaffected.

TechCrunch

Paymium expands into new markets with local licences

TechCrunch · 4w ago

The fintech confirmed it has secured regulatory approval to operate in additional countries, deepening its European and global footprint.

Latest from social

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PaymiumLinkedIn· 2d ago · Jul 18, 2026

Your feedback shapes what we build next. Tell us what you'd love to see — we're listening.

1.1K💬 2429
PaymiumLinkedIn· 4d ago · Jul 16, 2026

Travelling this summer? Spend abroad with no hidden fees and real exchange rates.

3.9K💬 157140
PaymiumLinkedIn· 1w ago · Jul 10, 2026

New in the Paymium app: a faster, cleaner way to manage your money. Update to the latest version to try it.

2.2K💬 16529
PaymiumFacebook· 3w ago · Jul 2, 2026

New in the Paymium app: a faster, cleaner way to manage your money. Update to the latest version to try it.

3.2K💬 24152

What people are saying

Sample
Sam Okorou/samokoroReddit· 3d ago

Switched to Paymium and honestly not looking back. The fee transparency alone is worth it.

Nora Lindqvist@noralindqvisX· 4d ago

Anyone else having issues with Paymium verification today? Been stuck for hours 😤

Léa Duboisu/laduboisReddit· 1w ago

Great thread on how Paymium is rethinking cross-border payments. Worth a read for anyone in fintech.

Tomasz Wójciku/tomaszwjcikReddit· 2w ago

Switched to Paymium and honestly not looking back. The fee transparency alone is worth it.

Priya Nair@priyanairX· 2w ago

Been using Paymium for 6 months now — the app just works. Transfers land instantly and support actually replies.

Frequently asked questions

Does Paymium have a MiCA licence?

Yes. Paymium (legal entity PAYMIUM SAS) holds a MiCA crypto-asset service provider (CASP) authorisation, regulated by Autorité des marchés financiers (AMF) in France and listed in the official ESMA register.

Who regulates Paymium in the EU?

Paymium's EU activity is authorised and supervised by Autorité des marchés financiers (AMF), its home national competent authority under MiCA.

Which crypto services is Paymium licensed for?

Under MiCA, Paymium is authorised for: Custody & administration of crypto-assets, Operation of a trading platform, Exchange of crypto-assets for funds, Execution of orders on behalf of clients, Transfer services for crypto-assets.

In which countries can I legally use Paymium?

A MiCA authorisation passports across the whole EU/EEA, so Paymium may legally serve clients in all 30 EU/EEA member states.

Is Paymium in the ESMA register?

Yes. PAYMIUM SAS appears in ESMA's official register of authorised MiCA crypto-asset service providers, recorded under Autorité des marchés financiers (AMF).

Is a MiCA licence the same as a CASP licence?

Yes. MiCA (MiCAR) is the EU regulation; a CASP (crypto-asset service provider) is a firm it licenses. "MiCA register", "CASP register" and "ESMA register" all refer to the same official list.

Ratings & sentiment aggregated from Trustpilot, Google Play and App Store — anonymised store metrics only, no individual reviews.