MoonPay is a crypto payments platform that lets users buy, sell, trade, send and receive cryptocurrencies and stablecoins using everyday payment methods.
Does MoonPay have a MiCA licence?
✓ Authorised · MiCA CASPYes. MoonPay holds a MiCA crypto-asset service provider (CASP) authorisation — regulated by Authority for the Financial Markets (AFM) in Netherlands, listed in the official ESMA register. Through MiCA passporting it may legally serve clients across the EU/EEA (30 countries).
Licensed crypto services (3)
Where you can use MoonPay · EU/EEA passporting (30)
A MiCA authorisation passports across the whole EU/EEA, so MoonPay may legally serve clients in:
MoonPay is still building its public rating profile. Recent media coverage is mixed, led by "MoonPay outage briefly disrupts payments for some users".
In the media
SampleMoonPay outage briefly disrupts payments for some users
TechCrunch · 3d ago
A short-lived technical issue affected a subset of MoonPay customers; the company said service was restored and funds were unaffected.
MoonPay reports strong customer growth as revenue climbs
TechCrunch · 2w ago
MoonPay said active customers rose sharply over the past year, with the company pointing to new markets and product launches as key drivers.
Regulators scrutinise MoonPay over compliance controls
Financial Times · 2w ago
Authorities are reviewing MoonPay's anti-fraud and onboarding processes, part of broader oversight of fast-growing digital banks.
MoonPay expands into new markets with local licences
TechCrunch · 3w ago
The fintech confirmed it has secured regulatory approval to operate in additional countries, deepening its European and global footprint.
MoonPay launches new premium plan and rewards
The Verge · 3w ago
MoonPay unveiled an updated subscription tier, adding perks aimed at frequent travellers and higher-balance customers.
Latest from social
SampleWe're hiring across engineering, product and risk. Come build the future of finance with MoonPay.
New in the MoonPay app: a faster, cleaner way to manage your money. Update to the latest version to try it.
Big milestone for the MoonPay community — thank you to everyone who's joined us on the journey. More to come. 🚀
Behind every feature is a team obsessed with the details. A look at how MoonPay ships.
What people are saying
SampleGreat thread on how MoonPay is rethinking cross-border payments. Worth a read for anyone in fintech.
MoonPay's customer service left me hanging on a frozen account. Not a great look.
Anyone else having issues with MoonPay verification today? Been stuck for hours 😤
Great thread on how MoonPay is rethinking cross-border payments. Worth a read for anyone in fintech.
MoonPay's customer service left me hanging on a frozen account. Not a great look.
About MoonPay
MoonPay simplifies access to crypto by enabling purchases, sales and trades via cards, Apple Pay, PayPal and Venmo, alongside tools to manage stablecoins. Serving nearly 30 million customers and powering infrastructure for around 500 companies across 180 countries, it positions itself as a driver of mainstream crypto adoption. The company states it is fully licensed in the U.S. and regulated in the UK, EU, Canada and Australia.
Frequently asked questions
Does MoonPay have a MiCA licence?
Yes. MoonPay holds a MiCA crypto-asset service provider (CASP) authorisation, regulated by Authority for the Financial Markets (AFM) in Netherlands and listed in the official ESMA register.
Who regulates MoonPay in the EU?
MoonPay's EU activity is authorised and supervised by Authority for the Financial Markets (AFM), its home national competent authority under MiCA.
Which crypto services is MoonPay licensed for?
Under MiCA, MoonPay is authorised for: Exchange of crypto-assets for funds, Exchange of crypto-assets for other crypto-assets, Transfer services for crypto-assets.
In which countries can I legally use MoonPay?
A MiCA authorisation passports across the whole EU/EEA, so MoonPay may legally serve clients in all 30 EU/EEA member states.
Is MoonPay in the ESMA register?
Yes. MoonPay appears in ESMA's official register of authorised MiCA crypto-asset service providers, recorded under Authority for the Financial Markets (AFM).
Is a MiCA licence the same as a CASP licence?
Yes. MiCA (MiCAR) is the EU regulation; a CASP (crypto-asset service provider) is a firm it licenses. "MiCA register", "CASP register" and "ESMA register" all refer to the same official list.
Ratings & sentiment aggregated from Trustpilot, Google Play and App Store — anonymised store metrics only, no individual reviews.