Does Conio have a MiCA licence?
✓ Authorised · MiCA CASPYes. Conio (legal entity CONIO S.R.L.) holds a MiCA crypto-asset service provider (CASP) authorisation — regulated by CONSOB in Italy, listed in the official ESMA register. Through MiCA passporting it may legally serve clients across the EU/EEA (30 countries).
Licensed crypto services (6)
Where you can use Conio · EU/EEA passporting (30)
A MiCA authorisation passports across the whole EU/EEA, so Conio may legally serve clients in:
Conio is still building its public rating profile. Recent media coverage is mixed, led by "Conio launches new premium plan and rewards".
In the media
SampleConio launches new premium plan and rewards
Finextra · 1d ago
Conio unveiled an updated subscription tier, adding perks aimed at frequent travellers and higher-balance customers.
Regulators scrutinise Conio over compliance controls
Reuters · 1w ago
Authorities are reviewing Conio's anti-fraud and onboarding processes, part of broader oversight of fast-growing digital banks.
Conio reports strong customer growth as revenue climbs
Sifted · 2w ago
Conio said active customers rose sharply over the past year, with the company pointing to new markets and product launches as key drivers.
Conio outage briefly disrupts payments for some users
Sifted · 3w ago
A short-lived technical issue affected a subset of Conio customers; the company said service was restored and funds were unaffected.
Conio expands into new markets with local licences
Financial Times · 4w ago
The fintech confirmed it has secured regulatory approval to operate in additional countries, deepening its European and global footprint.
Latest from social
SampleYour feedback shapes what we build next. Tell us what you'd love to see — we're listening.
Proud to share that Conio has been recognised for product innovation this year. This is just the beginning.
Transparency matters. Here's how Conio keeps your money safe and your fees clear.
Travelling this summer? Spend abroad with no hidden fees and real exchange rates.
What people are saying
SampleMixed feelings on Conio lately — love the product, but the latest update changed a flow I relied on.
Switched to Conio and honestly not looking back. The fee transparency alone is worth it.
Conio raising rates again? Curious how this compares to the competition right now.
Conio raising rates again? Curious how this compares to the competition right now.
If you're comparing neobanks in 2026, Conio keeps coming up in every conversation I have.
Company
Frequently asked questions
Does Conio have a MiCA licence?
Yes. Conio (legal entity CONIO S.R.L.) holds a MiCA crypto-asset service provider (CASP) authorisation, regulated by CONSOB in Italy and listed in the official ESMA register.
Who regulates Conio in the EU?
Conio's EU activity is authorised and supervised by CONSOB, its home national competent authority under MiCA.
Which crypto services is Conio licensed for?
Under MiCA, Conio is authorised for: Custody & administration of crypto-assets, Exchange of crypto-assets for funds, Exchange of crypto-assets for other crypto-assets, Execution of orders on behalf of clients, Placing of crypto-assets, Transfer services for crypto-assets.
In which countries can I legally use Conio?
A MiCA authorisation passports across the whole EU/EEA, so Conio may legally serve clients in all 30 EU/EEA member states.
Is Conio in the ESMA register?
Yes. CONIO S.R.L. appears in ESMA's official register of authorised MiCA crypto-asset service providers, recorded under CONSOB.
Is a MiCA licence the same as a CASP licence?
Yes. MiCA (MiCAR) is the EU regulation; a CASP (crypto-asset service provider) is a firm it licenses. "MiCA register", "CASP register" and "ESMA register" all refer to the same official list.
Ratings & sentiment aggregated from Trustpilot, Google Play and App Store — anonymised store metrics only, no individual reviews.