Does Bitonic have a MiCA licence?
✓ Authorised · MiCA CASPYes. Bitonic holds a MiCA crypto-asset service provider (CASP) authorisation — regulated by Authority for the Financial Markets (AFM) in Netherlands, listed in the official ESMA register. Through MiCA passporting it may legally serve clients across the EU/EEA (30 countries).
Licensed crypto services (4)
Where you can use Bitonic · EU/EEA passporting (30)
A MiCA authorisation passports across the whole EU/EEA, so Bitonic may legally serve clients in:
Bitonic is still building its public rating profile. Recent media coverage is mixed, led by "Regulators scrutinise Bitonic over compliance controls".
In the media
SampleRegulators scrutinise Bitonic over compliance controls
The Verge · 3d ago
Authorities are reviewing Bitonic's anti-fraud and onboarding processes, part of broader oversight of fast-growing digital banks.
Bitonic expands into new markets with local licences
Finextra · 2w ago
The fintech confirmed it has secured regulatory approval to operate in additional countries, deepening its European and global footprint.
Bitonic partners on new payments feature
TechCrunch · 3w ago
Bitonic announced a partnership to broaden its payments capabilities, as competition among neobanks intensifies.
Bitonic reports strong customer growth as revenue climbs
The Verge · 3w ago
Bitonic said active customers rose sharply over the past year, with the company pointing to new markets and product launches as key drivers.
Bitonic outage briefly disrupts payments for some users
Bloomberg · 4w ago
A short-lived technical issue affected a subset of Bitonic customers; the company said service was restored and funds were unaffected.
Latest from social
SampleTravelling this summer? Spend abroad with no hidden fees and real exchange rates.
New in the Bitonic app: a faster, cleaner way to manage your money. Update to the latest version to try it.
Your feedback shapes what we build next. Tell us what you'd love to see — we're listening.
Travelling this summer? Spend abroad with no hidden fees and real exchange rates.
What people are saying
SampleGreat thread on how Bitonic is rethinking cross-border payments. Worth a read for anyone in fintech.
Switched to Bitonic and honestly not looking back. The fee transparency alone is worth it.
Bitonic's customer service left me hanging on a frozen account. Not a great look.
Bitonic's customer service left me hanging on a frozen account. Not a great look.
Mixed feelings on Bitonic lately — love the product, but the latest update changed a flow I relied on.
Frequently asked questions
Does Bitonic have a MiCA licence?
Yes. Bitonic holds a MiCA crypto-asset service provider (CASP) authorisation, regulated by Authority for the Financial Markets (AFM) in Netherlands and listed in the official ESMA register.
Who regulates Bitonic in the EU?
Bitonic's EU activity is authorised and supervised by Authority for the Financial Markets (AFM), its home national competent authority under MiCA.
Which crypto services is Bitonic licensed for?
Under MiCA, Bitonic is authorised for: Custody & administration of crypto-assets, Exchange of crypto-assets for funds, Execution of orders on behalf of clients, Transfer services for crypto-assets.
In which countries can I legally use Bitonic?
A MiCA authorisation passports across the whole EU/EEA, so Bitonic may legally serve clients in all 30 EU/EEA member states.
Is Bitonic in the ESMA register?
Yes. Bitonic appears in ESMA's official register of authorised MiCA crypto-asset service providers, recorded under Authority for the Financial Markets (AFM).
Is a MiCA licence the same as a CASP licence?
Yes. MiCA (MiCAR) is the EU regulation; a CASP (crypto-asset service provider) is a firm it licenses. "MiCA register", "CASP register" and "ESMA register" all refer to the same official list.
Ratings & sentiment aggregated from Trustpilot, Google Play and App Store — anonymised store metrics only, no individual reviews.