Hat Backpack eine MiCA-Lizenz?
✓ Zugelassen · MiCA CASPJa. Backpack (Rechtsträger "Trek Technologies" SIA) verfügt über eine Zulassung als Anbieter von Kryptowerte-Dienstleistungen (CASP) nach MiCA — beaufsichtigt von Latvijas Banka in Latvia und im offiziellen ESMA-Register eingetragen. Dank des MiCA-Passportings dürfen Kundinnen und Kunden im gesamten EU-/EWR-Raum (30 Länder) legal betreut werden.
Lizenzierte Krypto-Dienstleistungen (5)
Wo Backpack nutzbar ist · EU-/EWR-Passporting (30)
Eine MiCA-Zulassung gilt per Passporting im gesamten EU-/EWR-Raum — Backpack darf daher legal Kundinnen und Kunden betreuen in:
In den Medien
BeispielBackpack outage briefly disrupts payments for some users
The Verge · 3d ago
A short-lived technical issue affected a subset of Backpack customers; the company said service was restored and funds were unaffected.
Regulators scrutinise Backpack over compliance controls
Reuters · 2w ago
Authorities are reviewing Backpack's anti-fraud and onboarding processes, part of broader oversight of fast-growing digital banks.
Backpack launches new premium plan and rewards
The Verge · 3w ago
Backpack unveiled an updated subscription tier, adding perks aimed at frequent travellers and higher-balance customers.
Backpack expands into new markets with local licences
Sifted · 4w ago
The fintech confirmed it has secured regulatory approval to operate in additional countries, deepening its European and global footprint.
Backpack partners on new payments feature
Financial Times · 1mo ago
Backpack announced a partnership to broaden its payments capabilities, as competition among neobanks intensifies.
Neues aus Social Media
BeispielBehind every feature is a team obsessed with the details. A look at how Backpack ships.
New in the Backpack app: a faster, cleaner way to manage your money. Update to the latest version to try it.
Travelling this summer? Spend abroad with no hidden fees and real exchange rates.
Proud to share that Backpack has been recognised for product innovation this year. This is just the beginning.
Was die Leute sagen
BeispielGreat thread on how Backpack is rethinking cross-border payments. Worth a read for anyone in fintech.
Mixed feelings on Backpack lately — love the product, but the latest update changed a flow I relied on.
Backpack raising rates again? Curious how this compares to the competition right now.
If you're comparing neobanks in 2026, Backpack keeps coming up in every conversation I have.
Anyone else having issues with Backpack verification today? Been stuck for hours 😤
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Häufige Fragen
Does Backpack have a MiCA licence?
Yes. Backpack (legal entity "Trek Technologies" SIA) holds a MiCA crypto-asset service provider (CASP) authorisation, regulated by Latvijas Banka in Latvia and listed in the official ESMA register.
Who regulates Backpack in the EU?
Backpack's EU activity is authorised and supervised by Latvijas Banka, its home national competent authority under MiCA.
Which crypto services is Backpack licensed for?
Under MiCA, Backpack is authorised for: Custody & administration of crypto-assets, Exchange of crypto-assets for funds, Exchange of crypto-assets for other crypto-assets, Execution of orders on behalf of clients, Transfer services for crypto-assets.
In which countries can I legally use Backpack?
A MiCA authorisation passports across the whole EU/EEA, so Backpack may legally serve clients in all 30 EU/EEA member states.
Is Backpack in the ESMA register?
Yes. "Trek Technologies" SIA appears in ESMA's official register of authorised MiCA crypto-asset service providers, recorded under Latvijas Banka.
Is a MiCA licence the same as a CASP licence?
Yes. MiCA (MiCAR) is the EU regulation; a CASP (crypto-asset service provider) is a firm it licenses. "MiCA register", "CASP register" and "ESMA register" all refer to the same official list.
Ratings & sentiment aggregated from Trustpilot, Google Play and App Store — anonymised store metrics only, no individual reviews.