Comparison
PayPal vs Wise
Two neobanks compared on customer sentiment, app-store ratings and regulation.
Recent coverage
Press we captured in the last 90 days: 32 for PayPal, 26 for Wise. Not scored - coverage volume says how often a brand is written about, not whether it is doing well.
- Talks to sell PayPal to Stripe and Advent are heating uptechcrunch.com · Aug 14, 2026
- Stripe and Advent bid $60.50 a share for PayPal as talks advance, WSJ reportsinvesting.com · Aug 14, 2026
- Exclusive | PayPal in Talks to Sell Itself to Stripe, Private-Equity Firm Adventwsj.com · Aug 14, 2026
- What the OCC’s Wise and Bunq Denials Mean for FinTech Bank Charterspymnts.com · Aug 11, 2026
- The OCC rejected Wise's US bank charter over money-laundering failures and the stock fell 10%startupfortune.com · Aug 1, 2026
- Wise’s OCC Charter Denial Sets the AML Floor for Every Fintech Behind the GENIUS Actforkast.news · Jul 30, 2026
PayPal vs Wise: the verdict
PayPal and Wise are two neobanks tracked by NeoBase. Here is how they compare across the signals we measure - customer sentiment, store ratings and, for exchanges, MiCA regulation.
Wise leads NeoBase's composite sentiment score, 89.1 to 56.3 out of 100.
Wise holds the stronger app-store ratings across Google Play and the App Store.
Wise draws fewer bottom-scored reviews: 3.5% of its Trustpilot ratings are one star, against 6.6% for PayPal.
Wise answers 79% of the reviews it receives; PayPal answers 0%.
Across 7 tracked metrics, Wise comes out ahead on 6.
NeoBase is an independent information platform, not affiliated with the brands compared. Figures are indicative and update over time.