Comparison
Atom Bank vs Cogni
Two neobanks compared on customer sentiment, app-store ratings and regulation.
Recent coverage
Press we captured in the last 90 days: 10 for Atom Bank, 0 for Cogni. Not scored - coverage volume says how often a brand is written about, not whether it is doing well.
- M&A target Atom Bank would boost UK building societies' digital offeringsspglobal.com · Jul 15, 2026
- Atom Bank integrates Flowable to enhance end-to-end loan workflowfintechfutures.com · Jul 15, 2026
- Atom Bank sale on cusp of collapseft.com · Jul 15, 2026
- US challenger Cogni to create lifestyle hub, starting with bankingfintechfutures.com · Mar 26, 2025
- Lifestyle-Focused Digital Bank Cogni Debuts With $23M Series A Fundingpymnts.com · Jul 5, 2023
- Simon Grunfeld, Cogni's Head Of Web 3, on Crypto/NFT Security, FTX, Celcius, And Neo-bank Benefits.tradealgo.com · Feb 26, 2023
Atom Bank vs Cogni: the verdict
Atom Bank and Cogni are two neobanks tracked by NeoBase. Here is how they compare across the signals we measure - customer sentiment, store ratings and, for exchanges, MiCA regulation.
Atom Bank leads NeoBase's composite sentiment score, 96.6 to 73.0 out of 100.
Atom Bank holds the stronger app-store ratings across Google Play and the App Store.
Atom Bank draws fewer bottom-scored reviews: 1.7% of its Trustpilot ratings are one star, against 5.6% for Cogni.
Atom Bank answers 86% of the reviews it receives; Cogni answers 0%.
Across 7 tracked metrics, Atom Bank comes out ahead on 7.
NeoBase is an independent information platform, not affiliated with the brands compared. Figures are indicative and update over time.