Neobanks · Rankings
Best joint bank accounts
Shared accounts for couples and households. 6 options
A 0-100 score built from customer review ratings & volume, news and social sentiment - updated every month. Higher means happier customers.
About this ranking: Best joint bank accounts
This ranking covers 6 tracked brands - neobanks tagged for this use case - and 6 of them carry a score. The median sits at 87, with the cohort spread between 5 and 95 out of 100.
The top three are Revolut (94.9), Starling Bank (94.3), and N26 (89.9). Revolut sits 8 points clear of the cohort median, so the gap at the top is wide enough to mean something rather than a rounding artefact.
Across the cohort, 4 score 80 or above, 1 land in the 60s and 70s, 0 sit between 40 and 59, and 1 fall below 40. A thin top band usually says the category is hard to get right, not that we are marking harshly.
The scores behind this page rest on 6.7M reviews gathered across Trustpilot, Google Play and the App Store, weighed alongside news and social coverage.
Home markets skew towards United Kingdom, base for 2 of the 6 brands here, and the cohort spans 4 countries in total. Where a brand is headquartered shapes which regulator it answers to and, often, where it will let you open an account.
Since the previous reading, 1 brand scored higher and 4 scored lower.
A high score means customers are broadly satisfied - not that a brand is the cheapest, nor that it is available where you live. Fees, supported markets and product limits live on the profile pages, and those are usually what settle the choice once sentiment has narrowed the field.
Order is set by the score alone - we take no payment for placement. Scores refresh every month, so this ranking moves as customer sentiment does.
Frequently asked
How is the NeoBase Score calculated?
It is a 0-100 composite built from customer review ratings and volume across Trustpilot, Google Play and the App Store, weighed alongside news and social sentiment. The weights shift with how much evidence we hold, so a score standing on thousands of reviews carries more of that signal than one standing on a handful.
How often does this ranking change?
Scores are recalculated every month and the page itself rebuilds hourly, so the order reflects the most recent completed collection cycle. The arrow beside each score shows which way that brand moved.
Which brand tops this ranking?
Revolut currently leads on 94.9/100. That is a reading of customer sentiment, not advice - the right pick depends on the fees, markets and features you actually need, which is what the profile pages cover.
Is placement paid for?
No. Editor's picks are marked with a star and pinned above the numbered ranking, and those are editorial choices rather than paid slots. Everything else is ordered by the score.
Related rankings
Ranked by NeoBase's composite sentiment score (reviews + news + mentions). Scores update every month.