Neobank · 🇺🇸 Stany Zjednoczone

Varo Bank

Stany Zjednoczone · varobank.com

Budżetowanie Cashback Kredyty Wcześniejsza wypłata Darmowe konto Niskie opłaty Oszczędności

96.0Sentyment /100▲ 1.4

Varo Bank to pierwszy amerykański fintech konsumencki, który uzyskał krajową licencję bankową, oferujący konta bez opłat oraz narzędzia do budowania historii kredytowej.

Indeks sentymentu

nasz wynik · aktualizowany co miesiąc

96.0/100▲ +1.43 vs poprzedni pomiar

Oceny na platformach

★ 4.8 · 239K · 2

Trustpilot

4.0★

5.9K ocen · 73% pozytywnych

App Store

4.9★

234K ocen · 97% pozytywnych

Pomiar z 15 października 2026

Gdzie działa Varo Bank

1 markets

Stany Zjednoczone

Rozkład ocen

Trustpilot · App Store

5★

92% · 219K

4★

5% · 11K

3★

2% · 3.7K

2★

0% · 1.1K

1★

2% · 4.4K

Ocena i liczba opinii w czasie

Trustpilot · 4.0★App Store · 4.9★Review volume · 239K · +0.16%

Trend sentymentu marki

positive sentiment, by platform

Trustpilot · 73%App Store · 97%

Zrzuty z aplikacji

App Store

W mediach

brand coverage

Varo takes on the cash problem facing digital banks

fintech.global · 2mo ago

Varo makes cash deposits free at 2000 Kroger stores. Read how the digital bank is tackling cash access for customers.

Banking on Better: Varo's Procurement Revolution

procurementmag.com · 4mo ago

Varo Bank's CPO, Riva Bobrowsky, on the bank's procurement transformation into a high-functioning first line of defence.

US FinTech investment grew 16% YoY in Q1 driven by increase in deals over $100m

fintech.global · 4mo ago

Key US FinTech investment stats in Q1 2026: US FinTech investments grew 16% YoY in Q1; Funding growth was driven by a 4% increase of deals...

“Synapse Is Gonna F— Everything Up,” Yotta CEO Worried Before Brokerage Migration

fintechbusinessweekly.substack.com · 5mo ago

Q1 Call Reports: Varo & Evolve, bunq Seeks Mexican Bank License, PayPal Settles DOJ “Fair Lending” Allegations, Community Bank's AI...

Top 10: Fastest Growing Neobanks

fintechmagazine.com · 7mo ago

In this Top 10, FinTech Magazine explores the fastest growing neobanks, featuring giants like Nubank, Revolut and Monzo.

Ostatnio w social mediach

LinkedIn & Facebook

Varo BankLinkedIn· 5d ago · Oct 14, 2026

“Nobody should have to pay a fee just to deposit their own money.” — Gavin Michael, CEO of Varo Bank What started as a pilot in July is now officially here to stay. During the pilot, we saw an immediate surge in customer adoption and foot traffic as people visited Kroger locations to digitally deposit cash into their accounts. The response made one thing clear: customers want this, and it works. Today, we are officially announcing the long-term extension of our fee-free digital cash add capabilities across more than 2,000 Kroger Family of Stores nationwide. How it works: ✅ Generate a barcode: Open the Varo app to create a unique barcode. ✅ Scan in-store: Have a cashier scan the barcode at checkout or at the customer service desk at participating Kroger Family of Stores locations. ✅ Deposit fee-free: Cash goes directly into your account while saving you the standard $4.95 retail service fee. Everyday cash management should be seamless and accessible. Whether you’ve already been using it or are heading to the checkout line this week, you can manage your cash without paying a fee to access your own money. Read the full announcement here. 👇 https://lnkd.in/gzrn8vPK

♡ 2💬 0↻ 1

Varo BankLinkedIn· 6d ago · Oct 13, 2026

Our Varovians are always busy working to build the best digital bank for our customers, however, we asked them what shows they listen to in the free time they do have… When hitting "play" on their favorite podcasts, here’s what we heard: ✔ Actionable health and wellness advice for holistic daily living, like resetting habits and managing stress (Feel Better, Live More with Dr. Rangan Chatterjee) ✔ Raw, behind-the-scenes founder stories that show the messy reality of building iconic brands from scratch (How I Built This with Guy Raz) ✔ Deep-dive investigative journalism that unpacks complex social systems and captivating storytelling (Nice White Parents, Serial, S-Town, & This American Life) ✔ No-nonsense motivation and mindset tools to stop overthinking and start taking immediate action (The Mel Robbins Podcast) ✔ Timeless principles from history’s greatest entrepreneurs, serving as a virtual mentorship for modern builders (Founders Podcast) ✔ Hyper-focused industry insights that dissect the economics, culture, and business of specialized passions (The Storm Skiing Journal & Podcast) If you’re an avid podcast listener, let us know in the comments: What show are you currently hitting "play" on? ⬇️

♡ 2💬 0↻ 0

Varo BankLinkedIn· 1w ago · Oct 9, 2026

🚀 Varovians in Action: Claudia Richter, our general manager of banking and payments, recently joined industry colleagues Matt Banach at Affirm, Kathleen McGuirk at Plaid and moderated by Isabelle Hughes at Decagon, to discuss how AI is moving to reshape customer experience, trust, and growth in fintech at Decagon Dialogues. In financial services, we know that every customer interaction is a regulated event, meaning trust must scale right alongside AI adoption. In case you missed it, here’s a couple takeaways shared by Claudia during the discussion: 🔷Earning sign-off from risk and compliance isn't a one-time form. At Varo, safety and accuracy are built through robust guardrails, continuous monitoring, and rigorous edge-case testing, grounded in live agent policies and compliance rules. 🔷Deploying customer-facing AI successfully requires tight collaboration across Product, Engineering, Compliance, Content, and Support. 🔷The opportunities go well beyond cutting support costs. Customer-facing AI has a key role to play in expanding and deepening customer relationships. 🔷Over the next few years, conversational AI will move from simply answering questions to acting as a seamless, proactive partner in a customer's financial journey. Let’s be prepared. Thanks to the team at Decagon for hosting a fantastic event and sparking such important conversations on the future of AI in financial services! 💡 #DecagonDialogues #Fintech #AIinBanking #FinancialServices #CustomerExperience #VaroBank #Leadership Catch the recap here: https://lnkd.in/gbGbjWud

♡ 29💬 0↻ 0

Varo BankLinkedIn· 2w ago · Oct 7, 2026

Recently, the Varo team was on the ground in Lehi, Utah, sitting down with local Pacific Islander mothers and small business owners for our inaugural “Food and Finance” Workshop. With grocery costs going up constantly, more families are turning to credit for everyday necessities. This makes credit education more critical than ever. Partnering with the Pacific Island Chamber of Commerce (part of Pacific Island Knowledge 2 Action Resources (PIK2AR)), Varo’s Dan Archibald and Chelsey Rendon hosted a community-first session focused on practical solutions: ✅ Shared a meal catered by a local Pacific Islander business to build an open, comfortable environment. ✅ Ran a 5-paycheck simulation challenging participants to optimize real food budgets using smart credit strategies. ✅ Demystified banks to help families avoid predatory debt traps and build long-term stability. "Pacific Islander families have an incredible history of wayfinding through difficulty. Varo is glad to partner with the Pacific Island Chamber to help these families navigate a rapidly evolving economy." — Dan Archibald, CRA Officer Huge thanks to Cencira Teo and the Pacific Island Chamber for the partnership. Real financial inclusion starts right at the dinner table. 💜 #CommunityImpact #FinancialInclusionForAll #VaroBank #FinancialLiteracy #UtahBusiness #Fintech

♡ 20💬 4↻ 1

Co mówią ludzie

mentions on X, Reddit & Facebook

AustinACS29179X· 1mo ago

@VaroBank @Denae2Cool they are a scam don’t bank with them

AustinACS29179X· 1mo ago

@VaroBank is TERRIBLE. customer service receives a solid 0/10 from me. will be switching immediately

PDOTofficialPDOTofficialX· 1mo ago

Not compatible with mostly any other finance platform which is very inconvenient which teeters on an incompetence for modern day financial services @VaroBank

PDOTofficialPDOTofficialX· 1mo ago

Worst money app out there @VaroBank

Benny BrigmanTonopahPMX· 1mo ago

@GoBiGBLUe1104 @VaroBank @Zelle It seldom works. And customer support doesn’t exist.

O Varo Bank

Varo Bank został założony w 2015 roku i w 2020 roku stał się pierwszym amerykańskim fintechem konsumenckim, który uzyskał krajową licencję bankową od OCC, co oznacza, że nie polega na bankach partnerskich w zakresie ubezpieczenia FDIC. Oferuje konta osobiste bez opłat, wysoko oprocentowane oszczędności do 5% APY dla kwalifikujących się klientów oraz Varo Advance — niewielkie zaliczki gotówkowe.

Najczęstsze pytania

Czy Varo jest prawdziwym bankiem?

Tak. Varo Bank posiada krajową licencję bankową od OCC i zapewnia własne ubezpieczenie FDIC (do 250 000 USD) — nie polega na bankach partnerskich, w przeciwieństwie do większości amerykańskich neobanków.

Jakie jest oprocentowanie oszczędności w Varo?

Varo oferuje do 5,00% APY na oszczędnościach dla klientów, którzy spełniają miesięczne warunki kwalifikujące, takie jak otrzymywanie wpłat bezpośrednich i utrzymywanie dodatniego salda.

Czy Varo oferuje zaliczki gotówkowe?

Tak. Varo Advance pozwala kwalifikującym się klientom pożyczyć od 20 do 500 USD między wypłatami, z niewielką stałą opłatą i bez odsetek.

Czy Varo jest dostępne poza USA?

Nie. Varo Bank jest dostępny wyłącznie dla rezydentów USA posiadających ważny numer Social Security.

Czy Varo ma kartę kredytową?

Varo oferuje zabezpieczoną kartę kredytową Varo Believe, zaprojektowaną, aby pomóc klientom budować historię kredytową, bez opłaty rocznej i bez wymogu minimalnego depozytu powyżej 0 USD.

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