Neobanks

Neobank · 🇦🇺 Australia

Amp Bank

Sydney, Australia · amp.com.au

5.3Sentiment /100 2.9

Australia's digital bank under the AMP brand offering high-yield savings and digital mortgage applications.

✦ Sentiment OverviewUpdated every month · Aug 19, 2026

Amp Bank faces severe sentiment headwinds. The NeoBase index sits at 5.3/100, down 2.9 points week-over-week, while customer reviews remain depressed at 2.4/5 across 1,506 ratings with no recent improvement. Compliance liability concerns dominate headlines, though broader fintech partnership narratives remain positive elsewhere in the sector.

Sentiment index

our score · updated every month
5.3/100 -2.87 vs previous reading
02550751005.325 Jul1 Aug15 Aug

Ratings across platforms

2.4 · 1.5K · 3
Trustpilot
1.3
61 ratings · 5% positive
Google Play
2.6
903 ratings · 37% positive
100K+ installs
App Store
2.1
542 ratings · 24% positive
Measured August 17, 2026

Where Amp Bank operates

1 markets
Australia

Rating distribution

All platforms
5
23% · 345
4
8% · 122
3
5% · 81
2
8% · 116
1
56% · 839

Rating & review volume over time

Trustpilot · 1.3★Google Play · 2.6★App Store · 2.1★Review volume · 1.5K · +0.47%
123451.5KJul '26Aug '26Aug '26

Brand sentiment trend

positive sentiment, by platform
Trustpilot · 5%Google Play · 37%App Store · 24%
40%21%2%Jul '26Aug '26Aug '26

App screenshots

Google Play
Amp Bank app screenshot 1Amp Bank app screenshot 2Amp Bank app screenshot 3Amp Bank app screenshot 4Amp Bank app screenshot 5Amp Bank app screenshot 6

In the media

brand coverage
natlawreview.com

Who Owns the Compliance Failure? Bank-Fintech Liability Allocation in Banking-as-a-Service (BaaS) Programs

natlawreview.com · 3w ago

Recent FDIC, OCC, and Fed actions show banks bear BaaS compliance risk. Synapse litigation tests indemnities, making real‑time ledgers,...

www.business-standard.com

Technical view: Indian Bank, PB Fintech, Shriram Finance show bullish setup

www.business-standard.com · 3w ago

Ajit Mishra of Religare Broking said that 24000-24200 zone has emerged as the next major support for Nifty. He also said that Indian Bank,...

www.business-standard.com

IIRIS Consulting Acquires Publicly Listed Fintech Company Dion Global Solutions

www.business-standard.com · 1mo ago

New Delhi [India], July 24: IIRIS Consulting (Indus IntelliRisk and IntelliSense Services Private Limited), a technology-driven firm...

www.moneycontrol.com

Fintech partnerships drive surge in credit card issuance for small private banks

www.moneycontrol.com · 1mo ago

Fintech partnerships have propelled smaller private and small finance banks such as Federal Bank, IDFC First Bank, Utkarsh Small Finance...

www.gulf-times.com

Fintech-bank tie-up signals fresh confidence in Qatar’s payments sector | Gulf Times

www.gulf-times.com · 1mo ago

A new strategic investment between a homegrown digital payments company and a Qatari bank points to growing confidence in local fintech...

Latest from social

LinkedIn & Facebook
Amp BankLinkedIn· 4w ago · Aug 10, 2026

PSA: Fill out the census on Tuesday 11 August!

46💬 33

What people are saying

mentions on X, Reddit & Facebook
Audrey L. TurnerFacebook· 1mo ago

剛剛看到團友在詢問AMP最新的投資房貸款產品,加上前兩天同時看到兩個房產投資人在討論同一件事,底下的留言串一路從「別上當」吵到最後留言的人自己都改口說「其實看情況」,我把整串看完之後,也想說說自己的看法。 事情是這樣的,AMP 這禮拜正式全面推出一款新的投資型貸款,最長貸款期限拉到40年,前面最多10年可以純繳息、不需要重新審核。這個產品只開放給投資客,自住貸款目前還用不到,銀行方面也提到未來有可能考慮延伸到自住族群,但現在還沒有。 第一個要澄清的迷思是,這不是什麼全新發明,非銀行體系的貸款機構,像 Bluestone、Liberty 這類,40年期限早就存在好幾年了,只是這次是主流銀行第一次把這個結構拿出來,而且時間點卡在聯邦預算案負扣稅、資本利得稅改革公布之後,不難理解成銀行在幫投資客找一個緩解現金流壓力的工具。 有個角度我覺得同業討論得很到位:利率是天天照餘額計算的,期限拉長本身不是壞事,壞事是拿到工具卻沒有紀律。如果搭配 offset 帳戶、有能力就提前還款,40年的期限反而給了投資客更大的操作彈性,真正該問的問題不是「這個產品好不好」,是「妳有沒有想清楚自己的出場策略」。畢竟大部分人持有一個投資物件,實際上撐不到40年,中途轉手、加碼買下一間的機率比撐到底高很多。 我自己是偏向支持的,但支持的前提是,這種產品比較適合已經有清楚計畫、知道自己在做什麼的投資客,不是隨便一個人都應該衝著「還款變少」四個字就跳進去。 如果你手上有投資物件,會考慮這種結構嗎? 溫馨小提醒:以上是對這款新產品的觀察與整理,不構成任何財務建議,產品是否適合,需要根據個人的財務狀況、投資目標和出場策略個別評估,建議找專業顧問一起討論清楚再決定。 https://www.amp.com.au/about-amp/news/2026/july/AMP-Bank-launches-40-year-investor-loan-as-Federal-Budget-tax-changes-put-cashflow-in-focus?fbclid=IwY2xjawTaNwhleHRuA2FlbQIxMABicmlkETFGWnVvMEg2UXNZZGpKRWRzc3J0YwZhcHBfaWQQMjIyMDM5MTc4ODIwMDg5MgABHsFDqLFEFt9DWUkWrty0GzSUJxUssj4ctNzGtXHl1OZPOky15aUUJ-rnQNCe_aem_r8p88GaK3UtllTsmYbGe7Q

About Amp Bank

Amp Bank brings the century-old AMP brand into the digital era with competitive savings rates.

Compare Amp Bank with similar neobanks

Ratings & sentiment aggregated from Trustpilot, Google Play and App Store - anonymised store metrics only, no individual reviews.

Spotted incorrect data on this page? Let us know.