Paybis is a cryptocurrency exchange platform that lets users buy, sell and swap cryptocurrencies using a variety of payment methods including credit and debit cards.
Does Paybis have a MiCA licence?
✓ Authorised · MiCA CASPYes. Paybis (legal entity SIA "Paybis Europe") holds a MiCA crypto-asset service provider (CASP) authorisation — regulated by Latvijas Banka in Latvia, listed in the official ESMA register. Through MiCA passporting it may legally serve clients across the EU/EEA (30 countries).
Licensed crypto services (6)
Where you can use Paybis · EU/EEA passporting (30)
A MiCA authorisation passports across the whole EU/EEA, so Paybis may legally serve clients in:
Paybis is still building its public rating profile. Recent media coverage is mixed, led by "Paybis reports strong customer growth as revenue climbs".
In the media
SamplePaybis reports strong customer growth as revenue climbs
Finextra · 3d ago
Paybis said active customers rose sharply over the past year, with the company pointing to new markets and product launches as key drivers.
Paybis outage briefly disrupts payments for some users
Bloomberg · 2w ago
A short-lived technical issue affected a subset of Paybis customers; the company said service was restored and funds were unaffected.
Regulators scrutinise Paybis over compliance controls
Bloomberg · 3w ago
Authorities are reviewing Paybis's anti-fraud and onboarding processes, part of broader oversight of fast-growing digital banks.
Paybis expands into new markets with local licences
Finextra · 4w ago
The fintech confirmed it has secured regulatory approval to operate in additional countries, deepening its European and global footprint.
Paybis launches new premium plan and rewards
Finextra · 1mo ago
Paybis unveiled an updated subscription tier, adding perks aimed at frequent travellers and higher-balance customers.
Latest from social
SampleTransparency matters. Here's how Paybis keeps your money safe and your fees clear.
Travelling this summer? Spend abroad with no hidden fees and real exchange rates.
Behind every feature is a team obsessed with the details. A look at how Paybis ships.
We're hiring across engineering, product and risk. Come build the future of finance with Paybis.
What people are saying
SampleBeen using Paybis for 6 months now — the app just works. Transfers land instantly and support actually replies.
Great thread on how Paybis is rethinking cross-border payments. Worth a read for anyone in fintech.
If you're comparing neobanks in 2026, Paybis keeps coming up in every conversation I have.
Paybis's customer service left me hanging on a frozen account. Not a great look.
Paybis raising rates again? Curious how this compares to the competition right now.
About Paybis
Paybis, operated by SIA Paybis Europe and headquartered in Riga, Latvia, is a cryptocurrency exchange founded in 2014. The platform enables users worldwide to buy, sell and swap cryptocurrencies with instant transactions and offers a free crypto wallet. It provides 24/7 online support and mobile apps for iOS and Android.
Frequently asked questions
Does Paybis have a MiCA licence?
Yes. Paybis (legal entity SIA "Paybis Europe") holds a MiCA crypto-asset service provider (CASP) authorisation, regulated by Latvijas Banka in Latvia and listed in the official ESMA register.
Who regulates Paybis in the EU?
Paybis's EU activity is authorised and supervised by Latvijas Banka, its home national competent authority under MiCA.
Which crypto services is Paybis licensed for?
Under MiCA, Paybis is authorised for: Custody & administration of crypto-assets, Exchange of crypto-assets for funds, Exchange of crypto-assets for other crypto-assets, Execution of orders on behalf of clients, Advice on crypto-assets, Transfer services for crypto-assets.
In which countries can I legally use Paybis?
A MiCA authorisation passports across the whole EU/EEA, so Paybis may legally serve clients in all 30 EU/EEA member states.
Is Paybis in the ESMA register?
Yes. SIA "Paybis Europe" appears in ESMA's official register of authorised MiCA crypto-asset service providers, recorded under Latvijas Banka.
Is a MiCA licence the same as a CASP licence?
Yes. MiCA (MiCAR) is the EU regulation; a CASP (crypto-asset service provider) is a firm it licenses. "MiCA register", "CASP register" and "ESMA register" all refer to the same official list.
Ratings & sentiment aggregated from Trustpilot, Google Play and App Store — anonymised store metrics only, no individual reviews.