Does Kriptomat have a MiCA licence?
✓ Authorised · MiCA CASPYes. Kriptomat (legal entity Bitblock Ltd. for Services) holds a MiCA crypto-asset service provider (CASP) authorisation — regulated by HANFA in Croatia, listed in the official ESMA register. Through MiCA passporting it may legally serve clients across the EU/EEA (30 countries).
Licensed crypto services (1)
Where you can use Kriptomat · EU/EEA passporting (30)
A MiCA authorisation passports across the whole EU/EEA, so Kriptomat may legally serve clients in:
Kriptomat is still building its public rating profile. Recent media coverage leans critical, led by "Regulators scrutinise Kriptomat over compliance controls".
In the media
SampleRegulators scrutinise Kriptomat over compliance controls
The Verge · 2d ago
Authorities are reviewing Kriptomat's anti-fraud and onboarding processes, part of broader oversight of fast-growing digital banks.
Kriptomat launches new premium plan and rewards
Reuters · 2w ago
Kriptomat unveiled an updated subscription tier, adding perks aimed at frequent travellers and higher-balance customers.
Kriptomat outage briefly disrupts payments for some users
Sifted · 2w ago
A short-lived technical issue affected a subset of Kriptomat customers; the company said service was restored and funds were unaffected.
Kriptomat expands into new markets with local licences
Financial Times · 3w ago
The fintech confirmed it has secured regulatory approval to operate in additional countries, deepening its European and global footprint.
Kriptomat partners on new payments feature
The Verge · 4w ago
Kriptomat announced a partnership to broaden its payments capabilities, as competition among neobanks intensifies.
Latest from social
SampleBig milestone for the Kriptomat community — thank you to everyone who's joined us on the journey. More to come. 🚀
New in the Kriptomat app: a faster, cleaner way to manage your money. Update to the latest version to try it.
Big milestone for the Kriptomat community — thank you to everyone who's joined us on the journey. More to come. 🚀
We're hiring across engineering, product and risk. Come build the future of finance with Kriptomat.
What people are saying
SampleKriptomat's customer service left me hanging on a frozen account. Not a great look.
Switched to Kriptomat and honestly not looking back. The fee transparency alone is worth it.
Kriptomat raising rates again? Curious how this compares to the competition right now.
Been using Kriptomat for 6 months now — the app just works. Transfers land instantly and support actually replies.
Been using Kriptomat for 6 months now — the app just works. Transfers land instantly and support actually replies.
Company
Frequently asked questions
Does Kriptomat have a MiCA licence?
Yes. Kriptomat (legal entity Bitblock Ltd. for Services) holds a MiCA crypto-asset service provider (CASP) authorisation, regulated by HANFA in Croatia and listed in the official ESMA register.
Who regulates Kriptomat in the EU?
Kriptomat's EU activity is authorised and supervised by HANFA, its home national competent authority under MiCA.
Which crypto services is Kriptomat licensed for?
Under MiCA, Kriptomat is authorised for: Exchange of crypto-assets for funds.
In which countries can I legally use Kriptomat?
A MiCA authorisation passports across the whole EU/EEA, so Kriptomat may legally serve clients in all 30 EU/EEA member states.
Is Kriptomat in the ESMA register?
Yes. Bitblock Ltd. for Services appears in ESMA's official register of authorised MiCA crypto-asset service providers, recorded under HANFA.
Is a MiCA licence the same as a CASP licence?
Yes. MiCA (MiCAR) is the EU regulation; a CASP (crypto-asset service provider) is a firm it licenses. "MiCA register", "CASP register" and "ESMA register" all refer to the same official list.
Ratings & sentiment aggregated from Trustpilot, Google Play and App Store — anonymised store metrics only, no individual reviews.